Maine
For Maine, statute is §11013; interest rate cap is Notwithstanding paragraph A, charging any interest on debt that the debt collector knows is medical debt;; notes is a debt collector may not collect or attempt to collect a debt for medical expenses against a consumer who has been determined to be qualified for charity care under Title 22, section 1716‑A or against a consumer who would have been determined to be qualified for charity care under Title 22, section 1716‑A but did not apply for good cause, verified against its source on 2026-08-31.
- State
- Maine our reading
- Statute
- §11013 verified
- Interest rate cap
- Notwithstanding paragraph A, charging any interest on debt that the debt collector knows is medical debt; verified
- Notes
- a debt collector may not collect or attempt to collect a debt for medical expenses against a consumer who has been determined to be qualified for charity care under Title 22, section 1716‑A or against a consumer who would have been determined to be qualified for charity care under Title 22, section 1716‑A but did not apply for good cause. verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
§11013. Prohibited practices (CONTAINS TEXT WITH VARYING EFFECTIVE DATES)
— legislature.maine.gov, retrieved 2026-08-31
Where each value comes from
This source states these in separate places, so each value is shown with the passage that states it.
Interest rate cap
O. Notwithstanding paragraph A, charging any interest on debt that the debt collector knows is medical debt; [PL 2023, c. 663, §9 (NEW).]
Notes
11. (TEXT EFFECTIVE 7/01/26) Collection action prohibited on debt from medical expenses if eligible for charity care. If a debt collector has been notified, orally or in writing, by a creditor or the consumer of the consumer's actual or potential qualification for charity care under Title 22, section 1716‑A , a debt collector may not collect or attempt to collect a debt for medical expenses against a consumer who has been determined to be qualified for charity care under Title 22, section 1716‑A or against a consumer who would have been determined to be qualified for charity care under Title 22, section 1716‑A but did not apply for good cause.
— all from legislature.maine.gov, retrieved 2026-08-31
Source
- legislature.maine.govhttps://legislature.maine.gov/statutes/32/title32sec11013.html