New York
What is the wage garnishment restriction for New York?
For New York, wage garnishment restriction is no amount shall be imposed in judgments arising from a medical debt action brought by a hospital licensed under article twenty-eight of the public health law or a health care professional authorized under title eight of the education law; property lien restriction is No property lien shall be entered or enforced against a debtor’s primary residence in an action arising from a medical debt and brought by a hospital licensed under article twenty-eight of the public health law or a health care professional authorized under title eight of the education law; effective date is This act shall take effect immediately; statute citation is N.Y. C.P.L.R. 5201(b), 5231(b)(iv) (2022 N.Y. Laws ch. 648), recorded from its source on 2026-09-02.
(b) Property against which a money judgment may be enforced. A money judgment may be enforced against any property which could be assigned or transferred, whether it consists of a present or future right or interest and whether or not it is vested, unless it is exempt from application to the satisfaction of the judgment. A money judgment entered upon a joint liability of two or more persons may be enforced against individual property of those persons summoned and joint property of such persons with any other persons against whom the judgment is entered. No property lien shall be entered or enforced against a debtor’s primary residence in an action arising from a medical debt and brought by a hospital licensed under article twenty-eight of the public health law or a health care professional authorized under title eight of the education law.
— newyork.public.law, retrieved 2026-09-02
- jurisdiction
- New York our reading
- wage garnishment restriction
- no amount shall be imposed in judgments arising from a medical debt action brought by a hospital licensed under article twenty-eight of the public health law or a health care professional authorized under title eight of the education law. verified
- property lien restriction
- No property lien shall be entered or enforced against a debtor’s primary residence in an action arising from a medical debt and brought by a hospital licensed under article twenty-eight of the public health law or a health care professional authorized under title eight of the education law. verified
- effective date
- This act shall take effect immediately verified
- statute citation
- N.Y. C.P.L.R. 5201(b), 5231(b)(iv) (2022 N.Y. Laws ch. 648) our reading
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
Where each value comes from
This source states these in separate places, so each value is shown with the passage that states it.
wage garnishment restriction
(b) Issuance. Where a judgment debtor is receiving or will receive money from any source, an income execution for installments therefrom of not more than ten percent thereof may be issued and delivered to the sheriff of the county in which the judgment debtor resides or, where the judgment debtor is a non-resident, the county in which he is employed; provided, however, that (i) no amount shall be withheld from the judgment debtor’s earnings pursuant to an income execution for any week unless the disposable earnings of the judgment debtor for that week exceed the greater of thirty times the federal minimum hourly wage prescribed in the Fair Labor Standards Act of 1938 or thirty times the state minimum hourly wage prescribed in Labor Law § 652 (Minimum wage) section six hundred fifty-two of the labor law as in effect at the time the earnings are payable; (ii) the amount withheld from the judgment debtor’s earnings pursuant to an income execution for any week shall not exceed twenty-five percent of the disposable earnings of the judgment debtor for that week, or, the amount by which the disposable earnings of the judgment debtor for that week exceed the greater of thirty times the federal minimum hourly wage prescribed by the Fair Labor Standards Act of 1938 or thirty times the state minimum hourly wage prescribed in Labor Law § 652 (Minimum wage) section six hundred fifty-two of the labor law as in effect at the time the earnings are payable, whichever is less; (iii) if the earnings of the judgment debtor are also subject to deductions for alimony, support or maintenance for family members or former spouses pursuant to section five thousand two hundred forty-one or section five thousand two hundred forty-two of this article, the amount withheld from the judgment debtor’s earnings pursuant to this section shall not exceed the amount by which twenty-five percent of the disposable earnings of the judgment debtor for that week exceeds the amount deducted from the judgment debtor’s earnings in accordance with section five thousand two hundred forty-one or section five thousand two hundred forty-two of this article; and (iv) no amount shall be imposed in judgments arising from a medical debt action brought by a hospital licensed under article twenty-eight of the public health law or a health care professional authorized under title eight of the education law. Nothing in this section shall be construed to modify, abrogate, impair, or affect any exemption from the satisfaction of a money judgment otherwise granted by law.
effective date
§ 3. This act shall take effect immediately.
— all from newyork.public.law, retrieved 2026-09-02
Sources
- newyork.public.lawhttps://newyork.public.law/laws/n.y._civil_practice_law_and_rules_section_5201
- newyork.public.lawhttps://newyork.public.law/laws/n.y._civil_practice_law_and_rules_section_5231
- assembly.state.ny.ushttps://assembly.state.ny.us/leg/?default_fld=&leg_video=&bn=A07363&term=2021&Summary=Y&Actions=Y&Text=Y