Texas
For Texas, employee threshold is workers' compensation insurance coverage is not required in most cases for private employers; employers can choose to carry coverage; penalty for not carrying coverage is Employers without workers' compensation insurance coverage must report to the state that they do not have coverage. Must also report to DWC any work-related injuries resulting in more than one day of lost time, as well as all work-related illnesses, and deaths; issuing authority is Texas Department of Insurance, Division of Workers' Compensation, recorded from its source on 2026-08-12.
- State
- Texas our reading
- Employee threshold
- workers' compensation insurance coverage is not required in most cases for private employers; employers can choose to carry coverage verified
- Penalty for not carrying coverage
- Employers without workers' compensation insurance coverage must report to the state that they do not have coverage. Must also report to DWC any work-related injuries resulting in more than one day of lost time, as well as all work-related illnesses, and deaths.
- Issuing authority
- Texas Department of Insurance, Division of Workers' Compensation
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
In Texas, private employers can choose to carry workers' compensation insurance coverage, but it is not required in most cases. A workers' compensation insurance policy provides lost wages and medical benefits to employees injured on the job.
— tdi.texas.gov, retrieved 2026-08-12
Source
- tdi.texas.govhttps://www.tdi.texas.gov/wc/employer/index.html