Reference Source

Florida

For Florida, employee threshold is mandatory for most employers; four or more employees for non-construction; one or more for construction; six regular or twelve seasonal for agriculture; who counts toward the threshold is including business owners who are corporate officers or Limited Liability Company (LLC) members; industry-specific rules is Construction Industry: one or more employees. Agricultural Industry: six regular employees or twelve seasonal workers; issuing authority is Florida Department of Financial Services, Division of Workers' Compensation, recorded from its source on 2026-08-12.

State
Florida our reading
Employee threshold
mandatory for most employers; four or more employees for non-construction; one or more for construction; six regular or twelve seasonal for agriculture
Who counts toward the threshold
including business owners who are corporate officers or Limited Liability Company (LLC) members
Industry-specific rules
Construction Industry: one or more employees. Agricultural Industry: six regular employees or twelve seasonal workers.
Issuing authority
Florida Department of Financial Services, Division of Workers' Compensation
Sourcemyfloridacfo.com
Verified
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DatasetWorkers' compensation insurance requirements by US state: employee thresholds, who counts, and industry exceptions

Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.

What the source says

Workers' Compensation insurance is mandatory for most employers in Florida. Employers should have knowledge of the workers' compensation coverage requirements to ensure that they are complying with the law. Failure to have workers' compensation insurance puts employees at risk and subjects employers to penalties.

myfloridacfo.com, retrieved 2026-08-12

Source

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