# Virginia — Wage garnishment limits and exempt earnings by state

For Virginia, maximum share of earnings a creditor may take is Twenty-five percent of his disposable earnings for that week; earnings wholly exempt is 40 times the federal minimum hourly wage prescribed by 29 U.S.C. § 206(a)(1) or the Virginia minimum hourly wage prescribed by § 40.1-28.10 , whichever is greater, in effect at the time earnings are payable; statute is § 34-29. (Effective until July 1, 2027) Maximum portion of disposable earnings subject to garnishment, verified against its source on 2026-08-30.

- **State:** Virginia _(our reading, not quoted from the source)_
- **Maximum share of earnings a creditor may take:** Twenty-five percent of his disposable earnings for that week _(verified: appears in the quote below)_
- **Earnings wholly exempt:** 40 times the federal minimum hourly wage prescribed by 29 U.S.C. § 206(a)(1) or the Virginia minimum hourly wage prescribed by § 40.1-28.10 , whichever is greater, in effect at the time earnings are payable _(verified: appears in the quote below)_
- **Statute:** § 34-29. (Effective until July 1, 2027) Maximum portion of disposable earnings subject to garnishment. _(verified: appears in the quote below)_

## What the source says

> Except as provided in subsections B and C, the maximum part of the aggregate disposable earnings of an individual for any workweek that is subjected to garnishment may not exceed the lesser of the following amounts: 1. Twenty-five percent of his disposable earnings for that week; or 2. The amount by which his disposable earnings for that week exceed 40 times the federal minimum hourly wage prescribed by 29 U.S.C. § 206(a)(1) or the Virginia minimum hourly wage prescribed by § 40.1-28.10 , whichever is greater, in effect at the time earnings are payable.

## Source

- https://law.lis.virginia.gov/vacode/title34/chapter4/section34-29/

Last verified: 2026-08-30. Review by: 2027-02-25.
Part of [Wage garnishment limits and exempt earnings by state](https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/).