# Oregon — Wage garnishment limits and exempt earnings by state

For Oregon, share of earnings that is exempt is 75 percent of the disposable earnings of an individual are exempt from execution; earnings wholly exempt is For wages payable on or after July 1, 2026, and before July 1, 2027, $400; statute is 18.385 Wage exemption, verified against its source on 2026-08-30.

- **State:** Oregon _(our reading, not quoted from the source)_
- **Share of earnings that is exempt:** 75 percent of the disposable earnings of an individual are exempt from execution _(verified: appears in the quote below)_
- **Earnings wholly exempt:** For wages payable on or after July 1, 2026, and before July 1, 2027, $400. _(verified: appears in the quote below)_
- **Statute:** 18.385 Wage exemption. _(verified: appears in the quote below)_

## What the source says

> Except as provided in this section, 75 percent of the disposable earnings of an individual are exempt from execution. (2) Except as provided in subsection (6) of this section, the disposable earnings of an individual are exempt from execution to the extent that payment under a garnishment would result in net disposable earnings for an individual of less than the following amounts: (a) For any period of one week or less: (A) For wages payable before January 1, 2025, $254. (B) For wages payable on or after January 1, 2025, and before July 1, 2025, $305. (C) For wages payable on or after July 1, 2025, and before July 1, 2026, $338. (D) For wages payable on or after July 1, 2026, and before July 1, 2027, $400. (E) For wages payable on or after July 1, 20

## Source

- https://www.oregonlegislature.gov/bills_laws/ors/ors018.html

Last verified: 2026-08-30. Review by: 2027-02-25.
Part of [Wage garnishment limits and exempt earnings by state](https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/).