# New York — Wage garnishment limits and exempt earnings by state

For New York, maximum share of earnings a creditor may take is twenty-five percent of the disposable earnings of the judgment debtor for that week; earnings wholly exempt is thirty times the federal minimum hourly wage; statute is CPL 5231, recorded from its source on 2026-08-26; source re-checked 2026-08-30.

- **State:** New York _(our reading, not quoted from the source)_
- **Maximum share of earnings a creditor may take:** twenty-five percent of the disposable earnings of the judgment debtor for that week _(verified: appears in the quote below)_
- **Earnings wholly exempt:** thirty times the federal minimum hourly wage _(verified: appears in the quote below)_
- **Statute:** CPL 5231

## What the source says

> ant to an income execution for any week shall not exceed twenty-five percent of the disposable earnings of the judgment debtor for that week, or, the amount by which the disposable earnings of the judgment debtor for that week exceed the greater of thirty times the federal minimum hourly wage prescribed by the Fair Labor Standards Act of 1938 or thirty times the state

## Source

- https://codes.findlaw.com/ny/civil-practice-law-and-rules/cvp-sect-5231.html

Last verified: 2026-08-30. Review by: 2027-02-22.
Part of [Wage garnishment limits and exempt earnings by state](https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/).