# Montana — Wage garnishment limits and exempt earnings by state

For Montana, maximum share of earnings a creditor may take is 25% of the debtor's disposable earnings for that week; earnings wholly exempt is 30 times the federal minimum hourly wage in effect at the time the earnings are payable; statute is 25-13-614. Earnings of judgment debtor, verified against its source on 2026-08-30.

- **State:** Montana _(our reading, not quoted from the source)_
- **Maximum share of earnings a creditor may take:** 25% of the debtor's disposable earnings for that week _(verified: appears in the quote below)_
- **Earnings wholly exempt:** 30 times the federal minimum hourly wage in effect at the time the earnings are payable _(verified: appears in the quote below)_
- **Statute:** 25-13-614. Earnings of judgment debtor _(verified: appears in the quote below)_

## What the source says

> Except as provided in subsections (3) and (4), the maximum part of the aggregate disposable earnings of a judgment debtor for any workweek that is subjected to garnishment may not exceed the lesser of: (a) the amount by which the debtor's disposable earnings for the week exceed 30 times the federal minimum hourly wage in effect at the time the earnings are payable; or (b) 25% of the debtor's disposable earnings for that week. (3) The re

## Source

- https://archive.legmt.gov/bills/mca/title_0250/chapter_0130/part_0060/section_0140/0250-0130-0060-0140.html

Last verified: 2026-08-30. Review by: 2027-02-25.
Part of [Wage garnishment limits and exempt earnings by state](https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/).