# Illinois — Wage garnishment limits and exempt earnings by state

For Illinois, maximum share of earnings a creditor may take is 15% of such gross amount paid for that week; earnings wholly exempt is 45 times the Federal Minimum Hourly Wage prescribed by Section 206(a)(1) of Title 29 of the United States Code, as amended, or, under a wage deduction summons served on or after January 1, 2006, the minimum hourly wage prescribed by Section 4 of the Minimum Wage Law, whichever is greater; statute is Sec. 12-803. Wages subject to collection, verified against its source on 2026-08-30.

- **State:** Illinois _(our reading, not quoted from the source)_
- **Maximum share of earnings a creditor may take:** 15% of such gross amount paid for that week _(verified: appears in the quote below)_
- **Earnings wholly exempt:** 45 times the Federal Minimum Hourly Wage prescribed by Section 206(a)(1) of Title 29 of the United States Code, as amended, or, under a wage deduction summons served on or after January 1, 2006, the minimum hourly wage prescribed by Section 4 of the Minimum Wage Law, whichever is greater _(verified: appears in the quote below)_
- **Statute:** Sec. 12-803. Wages subject to collection. _(verified: appears in the quote below)_

## What the source says

> The wages, salary, commissions and bonuses subject to collection under a deduction order, for any work week shall be the lesser of (1) 15% of such gross amount paid for that week or (2) the amount by which disposable earnings for a week exceed 45 times the Federal Minimum Hourly Wage prescribed by Section 206(a)(1) of Title 29 of the United States Code, as amended, or, under a wage deduction summons served on or after January 1, 2006, the minimum hourly wage prescribed by Section 4 of the Minimum Wage Law, whichever is greater, in effect at the time the amounts are payable.

## Source

- https://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=073500050K12-803

Last verified: 2026-08-30. Review by: 2027-02-24.
Part of [Wage garnishment limits and exempt earnings by state](https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/).