# Colorado — Wage garnishment limits and exempt earnings by state

For Colorado, maximum share of earnings a creditor may take is Twenty percent of the individual's disposable earnings for that week; earnings wholly exempt is forty times the federal minimum hourly wage prescribed by 29 U.S.C. sec. 206 (a)(1) in effect at the time the earnings are payable; statute is 13-54-104. Restrictions on garnishment and levy under execution or attachment - definitions, verified against its source on 2026-08-30.

- **State:** Colorado _(our reading, not quoted from the source)_
- **Maximum share of earnings a creditor may take:** Twenty percent of the individual's disposable earnings for that week _(verified: appears in the quote below)_
- **Earnings wholly exempt:** forty times the federal minimum hourly wage prescribed by 29 U.S.C. sec. 206 (a)(1) in effect at the time the earnings are payable _(verified: appears in the quote below)_
- **Statute:** 13-54-104. Restrictions on garnishment and levy under execution or attachment - definitions. _(verified: appears in the quote below)_

## What the source says

> Except as provided in subsection (3) of this section, the maximum part of the aggregate disposable earnings of an individual for any workweek that is subjected to garnishment or levy under execution or attachment may not exceed: (I) For debts other than debts pursuant to subsection (2)(a)(II) of this section, the lesser of: (A) Twenty percent of the individual's disposable earnings for that week; or (B) The amount by which the individual's disposable earnings for that week exceed forty times the federal minimum hourly wage prescribed by 29 U.S.C. sec. 206 (a)(1) in effect at the time the earnings are payable; or (C) The amount by wh

## Source

- https://leg.colorado.gov/sites/default/files/images/olls/crs2023-title-13.pdf

Last verified: 2026-08-30. Review by: 2027-02-25.
Part of [Wage garnishment limits and exempt earnings by state](https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/).