Utah
For Utah, how the statute states the right is To redeem collateral, a person shall tender: (a) fulfillment of all obligations secured by the collateral; section is 70A-9a-623, verified against its source on 2026-09-01.
- State
- Utah our reading
- What the borrower can do to get the vehicle back
- The baseline right to redeem under the UCC as adopted, measured on the whole debt rather than the arrears: a debtor, secondary obligor, or other secured party or lienholder may redeem collateral by tendering fulfillment of all obligations secured by the collateral plus reasonable expenses and attorney's fees. Utah's Consumer Credit Code (Title 70C, Chapter 7, Remedies and Penalties, Part 1 sections 101-107 and Part 2 sections 201-206) has no cure-by-arrears notice section anywhere in it -- it covers deficiency judgments, garnishment, unconscionability and negative credit reporting, but not notice of right to cure or cure of default, unlike Colorado, Kansas or Wisconsin. our reading
- How the statute states the right
- To redeem collateral, a person shall tender: (a) fulfillment of all obligations secured by the collateral verified
- Section
- 70A-9a-623 verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
70A-9a-623 Right to redeem collateral. (1) A debtor, any secondary obligor, or any other secured party or lienholder may redeem collateral. (2) To redeem collateral, a person shall tender: (a) fulfillment of all obligations secured by the collateral; and (b) the reasonable expenses and attorney's fees described in Subsection 70A-9a-615(1)(a).
— le.utah.gov, retrieved 2026-09-01
Where each value comes from
This source states these in separate places, so each value is shown with the passage that states it.
What the borrower can do to get the vehicle back
70A-9a-623 Right to redeem collateral. (1) A debtor, any secondary obligor, or any other secured party or lienholder may redeem collateral. (2) To redeem collateral, a person shall tender: (a) fulfillment of all obligations secured by the collateral; and (b) the reasonable expenses and attorney's fees described in Subsection 70A-9a-615(1)(a).
Section
70A-9a-623 Right to redeem collateral.
— all from le.utah.gov, retrieved 2026-09-01
Source
- le.utah.govhttps://le.utah.gov/xcode/Title70A/Chapter9A/C70A-9a-P6_1800010118000101.pdf