Reference Source

Minnesota

For Minnesota, what the borrower can do to get the vehicle back is The baseline right to redeem under the UCC as adopted, measured on the whole debt rather than the arrears: to get the vehicle back a person must tender fulfillment of all obligations secured by the collateral, plus the secured party's reasonable expenses and attorney fees; how the statute states the right is To redeem collateral, a person shall tender: (1) fulfillment of all obligations secured by the collateral; section is 336.9-623, recorded from its source on 2026-09-01.

State
Minnesota our reading
What the borrower can do to get the vehicle back
The baseline right to redeem under the UCC as adopted, measured on the whole debt rather than the arrears: to get the vehicle back a person must tender fulfillment of all obligations secured by the collateral, plus the secured party's reasonable expenses and attorney fees. our reading
How the statute states the right
To redeem collateral, a person shall tender: (1) fulfillment of all obligations secured by the collateral verified
Section
336.9-623 verified
Sourcerevisor.mn.gov
Verified
Review by
DatasetAfter a car is repossessed, can you get it back by paying only what's late, or must you pay off the whole loan, by state

Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.

What the source says

(b) Requirements for redemption. To redeem collateral, a person shall tender: (1) fulfillment of all obligations secured by the collateral; and

revisor.mn.gov, retrieved 2026-09-01

Where each value comes from

This source states these in separate places, so each value is shown with the passage that states it.

What the borrower can do to get the vehicle back

336.9-623 RIGHT TO REDEEM COLLATERAL. (a) Persons that may redeem. A debtor, any secondary obligor, or any other secured party or lienholder may redeem collateral. (b) Requirements for redemption. To redeem collateral, a person shall tender: (1) fulfillment of all obligations secured by the collateral; and (2) the reasonable expenses and attorneys fees described in section 336.9-615 (a)(1).

Section

336.9-623 RIGHT TO REDEEM COLLATERAL.

— all from revisor.mn.gov, retrieved 2026-09-01

Source

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