Idaho
For Idaho, how the statute states the right is To redeem collateral, a person shall tender: (1) Fulfillment of all obligations secured by the collateral; section is 28-9-623, verified against its source on 2026-09-01.
- State
- Idaho our reading
- What the borrower can do to get the vehicle back
- The baseline right to redeem under the UCC as adopted, measured on the whole debt rather than the arrears: a debtor, secondary obligor, or other secured party or lienholder may redeem collateral by tendering fulfillment of all obligations secured by the collateral plus reasonable expenses and attorney's fees. Idaho repealed its Uniform Consumer Credit Code entirely (Title 28, chapters 31-35, marked [REPEALED]) and replaced it with the Idaho Credit Code (chapters 41-49); that code's own remedies chapter (28-45, Part 1, sections 101-110) covers deficiency judgments, garnishment, unconscionability and self-help repossession but has no cure-by-arrears notice section, unlike Colorado, Kansas or Wisconsin. our reading
- How the statute states the right
- To redeem collateral, a person shall tender: (1) Fulfillment of all obligations secured by the collateral verified
- Section
- 28-9-623 verified
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
28-9-623. RIGHT TO REDEEM COLLATERAL. (a) A debtor, any secondary obligor, or any other secured party or lienholder may redeem collateral. (b) To redeem collateral, a person shall tender: (1) Fulfillment of all obligations secured by the collateral; and (2) The reasonable expenses and attorney's fees described in section 28-9-615(a)(1).
— legislature.idaho.gov, retrieved 2026-09-01
Where each value comes from
This source states these in separate places, so each value is shown with the passage that states it.
What the borrower can do to get the vehicle back
28-9-623. RIGHT TO REDEEM COLLATERAL. (a) A debtor, any secondary obligor, or any other secured party or lienholder may redeem collateral. (b) To redeem collateral, a person shall tender: (1) Fulfillment of all obligations secured by the collateral; and (2) The reasonable expenses and attorney's fees described in section 28-9-615(a)(1).
Section
28-9-623. RIGHT TO REDEEM COLLATERAL.
— all from legislature.idaho.gov, retrieved 2026-09-01
Source
- legislature.idaho.govhttps://legislature.idaho.gov/wp-content/uploads/statutesrules/idstat/Title28/T28CH9.pdf