California
For California, how the statute states the right is the buyer or any other person liable on the contract shall make the defaulted payments and pay any applicable delinquency charges; section is CIV 2983.3, verified against its source on 2026-09-01.
- State
- California our reading
- What the borrower can do to get the vehicle back
- A post-repossession right to reinstate the contract by paying only the arrears: where the default is a missed payment, curing it means making the defaulted payments and paying any applicable delinquency charges. The right is limited to once in any 12-month period and twice during the term of the contract. our reading
- How the statute states the right
- the buyer or any other person liable on the contract shall make the defaulted payments and pay any applicable delinquency charges verified
- Section
- CIV 2983.3 verified
Verified
Review by
Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.
What the source says
(1) When the default is the result of the buyer’s failure to make any payment due under the contract, the buyer or any other person liable on the contract shall make the defaulted payments and pay any applicable delinquency charges.
— leginfo.legislature.ca.gov, retrieved 2026-09-01
Where each value comes from
This source states these in separate places, so each value is shown with the passage that states it.
What the borrower can do to get the vehicle back
(c) Exercise of the right to reinstate the contract shall be limited to once in any 12-month period and twice during the term of the contract. (d) The provisions of this subdivision cover the method by which a contract shall be reinstated with respect to curing events of default which were a ground for repossession or occurred subsequent to repossession: (1) When the default is the result of the buyer’s failure to make any payment due under the contract, the buyer or any other person liable on the contract shall make the defaulted payments and pay any applicable delinquency charges.
Section
California Code, CIV 2983.3.
— all from leginfo.legislature.ca.gov, retrieved 2026-09-01
Sources
- leginfo.legislature.ca.govhttps://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=2983.3.&lawCode=CIV
- leginfo.legislature.ca.govhttps://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=2983.2.&lawCode=CIV