# Texas — State health insurance marketplace assistance by state: who runs it, where subsidies start and stop, and what the state adds

For Texas, marketplace type is federally-facilitated marketplace; marketplace name is HealthCare.gov; marketplace website is https://www.healthcare.gov/; medicaid expansion adopted is no; where premium tax credit eligibility starts is 100% of the federal poverty line, recorded from its source on 2026-08-14.

- **State:** Texas _(verified: appears in the quote below)_
- **Marketplace type:** federally-facilitated marketplace _(verified: appears in the quote below)_
- **Marketplace name:** HealthCare.gov _(verified: appears in the quote below)_
- **Marketplace website:** https://www.healthcare.gov/ _(verified: appears in the quote below)_
- **Medicaid expansion adopted:** no _(verified: appears in the quote below)_
- **Where premium tax credit eligibility starts:** 100% of the federal poverty line _(our reading, not quoted from the source)_
- **Coverage gap below the poverty line:** yes _(our reading, not quoted from the source)_
- **State premium assistance programme:** none _(verified: appears in the quote below)_
- **State assistance above 400% of the poverty line:** no _(verified: appears in the quote below)_
- **State cost-sharing programme:** none _(verified: appears in the quote below)_
- **Basic Health Program:** none _(verified: appears in the quote below)_
- **State individual mandate:** no _(verified: appears in the quote below)_
- **Open enrollment opens:** November 1 _(verified: appears in the quote below)_
- **Open enrollment closes:** January 15 _(verified: appears in the quote below)_
- **Coverage year these dates are for:** 2026 _(verified: appears in the quote below)_

## What the source says

> >https://www.healthcare.gov/see-plans/#/< See Plans & Prices &#8221; (zip codes 79252, 79248, 76384, 76380, 76310, 76308, 76305) HealthCare.gov. Accessed Dec. 28, 2025 &#10550; &#8221; >https://ratereview.healthcare.gov/< Texas Rate Review Submissions &#8221; RateReview. HealthCare.gov. Accessed Dec. 28, 2025 &#10550; &#8221; >https://acasignups.net/rate_changes/2026/tx< 2026 Final Gross Rate Changes &#8211; Texas: +34.7% (updated) &#8221; ACA Signups. Nov. 2, 2025 &#10550; &#8221; >https://ratereview.healthcare.gov/< Texas Rate Review Submissions &#8221; RateReview. HealthCare.gov. Accessed Dec. 4, 2025 &#10550; >https://www.tdi.texas.gov/health/ratereview.html< Texas Rate Review Requirements for Health Benefit Plans . Texas Department of Insurance. Accessed December 2023. &#10550; >https://www.commonwealthfund.org/blog/2014/analysis-finds-no-nationwide-increase-health-insurance-marketplace-premiums?redirect_source=/publications/blog/2014/dec/zero-inflation-nationwide-for-marketplace-premiums<

## Source

- https://www.healthinsurance.org/texas/

Last verified: 2026-08-14. Review by: 2026-12-12.
Part of [State health insurance marketplace assistance by state: who runs it, where subsidies start and stop, and what the state adds](https://referencesource.org/state-marketplace-assistance-programs/).