# South Carolina — State health insurance marketplace assistance by state: who runs it, where subsidies start and stop, and what the state adds

For South Carolina, marketplace type is federally-facilitated marketplace; marketplace name is HealthCare.gov; marketplace website is https://www.healthcare.gov/; medicaid expansion adopted is no; where premium tax credit eligibility starts is 100% of the federal poverty line, recorded from its source on 2026-08-14.

- **State:** South Carolina _(verified: appears in the quote below)_
- **Marketplace type:** federally-facilitated marketplace _(verified: appears in the quote below)_
- **Marketplace name:** HealthCare.gov _(verified: appears in the quote below)_
- **Marketplace website:** https://www.healthcare.gov/ _(verified: appears in the quote below)_
- **Medicaid expansion adopted:** no _(verified: appears in the quote below)_
- **Where premium tax credit eligibility starts:** 100% of the federal poverty line _(our reading, not quoted from the source)_
- **Coverage gap below the poverty line:** yes _(our reading, not quoted from the source)_
- **State premium assistance programme:** none _(verified: appears in the quote below)_
- **State assistance above 400% of the poverty line:** no _(verified: appears in the quote below)_
- **State cost-sharing programme:** none _(verified: appears in the quote below)_
- **Basic Health Program:** none _(verified: appears in the quote below)_
- **State individual mandate:** no _(verified: appears in the quote below)_
- **Open enrollment opens:** November 1 _(verified: appears in the quote below)_
- **Open enrollment closes:** January 15 _(verified: appears in the quote below)_
- **Coverage year these dates are for:** 2026 _(verified: appears in the quote below)_

## What the source says

> Visit >https://www.healthcare.gov/< Healthcare.gov to access South Carolina&#8217;s health insurance marketplace. Here you will find an online platform to shop, compare, and choose the best health plans. Contact the HealthCare.gov call center at 1-800-318-2596 (TTY: 1-855-889-4325). The call center is available 24 hours a day, 7 days a week (closed on holidays). Purchase individual and family health coverage with the help of an insurance agent or broker, a Navigator, or a certified application counselor. Enroll via an approved enhanced direct enrollment entity. 9 How can I find affordable health insurance in South Carolina? South Carolina uses the federally-facilitated exchange for individual market plans, so residents who buy their own health insurance enroll through HealthCare.gov. During the open enrollment period for 2026 coverage, more than 89% of enrollees qualified for premium subsidies, amounting to an average savings of $579/month. After the subsidies (premium tax credits) were applied, the average enrollee’s monthly cost was about $76/month 10 Premium subsidies are still available in 2026, but they don&#8217;t cover as much of total premiums as they did in 2025, and they are >https://www.healthinsurance.org/blog/marketplace-enrollees-face-return-of-the-subsidy-cliff/< no longer available to households with income above 400% of the federal poverty level.

## Source

- https://www.healthinsurance.org/south-carolina/

Last verified: 2026-08-14. Review by: 2026-12-12.
Part of [State health insurance marketplace assistance by state: who runs it, where subsidies start and stop, and what the state adds](https://referencesource.org/state-marketplace-assistance-programs/).