# Oregon — State health insurance marketplace assistance by state: who runs it, where subsidies start and stop, and what the state adds

For Oregon, marketplace type is State-based marketplace; marketplace name is Oregon's Health Insurance Marketplace; marketplace website is https://healthcare.oregon.gov/Pages/index.aspx; medicaid expansion adopted is yes; where premium tax credit eligibility starts is 200% of the federal poverty level (OHP Bridge BHP covers 138% to 200% FPL; premium tax credit eligibility begins above 200% FPL), recorded from its source on 2026-08-14.

- **State:** Oregon _(verified: appears in the quote below)_
- **Marketplace type:** State-based marketplace _(verified: appears in the quote below)_
- **Marketplace name:** Oregon's Health Insurance Marketplace _(verified: appears in the quote below)_
- **Marketplace website:** https://healthcare.oregon.gov/Pages/index.aspx _(verified: appears in the quote below)_
- **Medicaid expansion adopted:** yes _(verified: appears in the quote below)_
- **Where premium tax credit eligibility starts:** 200% of the federal poverty level (OHP Bridge BHP covers 138% to 200% FPL; premium tax credit eligibility begins above 200% FPL) _(our reading, not quoted from the source)_
- **Coverage gap below the poverty line:** no _(our reading, not quoted from the source)_
- **State premium assistance programme:** none _(verified: appears in the quote below)_
- **State assistance above 400% of the poverty line:** no _(verified: appears in the quote below)_
- **State cost-sharing programme:** none _(verified: appears in the quote below)_
- **Basic Health Program:** OHP Bridge _(verified: appears in the quote below)_
- **State individual mandate:** no _(verified: appears in the quote below)_
- **Open enrollment opens:** 2026-11-01 _(verified: appears in the quote below)_
- **Open enrollment closes:** 2026-12-31 _(verified: appears in the quote below)_
- **Coverage year these dates are for:** 2027 _(verified: appears in the quote below)_

## What the source says

> And for 2027, the insurers remaining in Oregon&#8217;s Marketplace have proposed a weighted average rate increase of 17.5% (details below). 3 In July 2024, Oregon started operating a >https://www.healthinsurance.org/obamacare/affordable-care-acts-basic-health-program/< Basic Health Program , known as Oregon Health Plan (OHP) Bridge. Coverage under this program is available to adults under age 65 whose household income is between 138% and 200% of the federal poverty level. 4 Oregon operates a state-based health insurance Marketplace but uses the HealthCare.gov enrollment platform (ie, an SBE-FP). 5 That will change as of the fall of 2026, however, when Oregon will start running its own Marketplace platform, under the terms of legislation (SB972) the state enacted in 2023. 6 (Oregon had a fully state-based exchange in 2014, but the website didn&#8217;t work well and the state opted to switch to an SBE-FP starting in the fall of 2014. 7 The state plans to transition back to an SBE in the fall of 2026.) For now, you can visit >https://healthcare.oregon.gov/Pages/index.aspx< OregonHealthCare.gov to gather information about health insurance plans, eligibility, and more. 8 When you&#8217;re ready to apply and enroll, you&#8217;ll be directed to HealthCare.gov to complete the enrollment (but starting in November 2026, this will no longer be the case, as Oregon will stop using the HealthCare.gov platform). Enrollment in OHP Bridge is done via >https://one.oregon.gov/< one.Oregon.gov .

## Source

- https://www.healthinsurance.org/oregon/

Last verified: 2026-08-14. Review by: 2026-12-12.
Part of [State health insurance marketplace assistance by state: who runs it, where subsidies start and stop, and what the state adds](https://referencesource.org/state-marketplace-assistance-programs/).