# New York — State health insurance marketplace assistance by state: who runs it, where subsidies start and stop, and what the state adds

For New York, marketplace type is State-based marketplace; marketplace name is NY State of Health; marketplace website is https://nystateofhealth.ny.gov/; medicaid expansion adopted is yes; where premium tax credit eligibility starts is 138% of the federal poverty line, recorded from its source on 2026-08-14.

- **State:** New York
- **Marketplace type:** State-based marketplace
- **Marketplace name:** NY State of Health _(verified: appears in the quote below)_
- **Marketplace website:** https://nystateofhealth.ny.gov/
- **Medicaid expansion adopted:** yes
- **Where premium tax credit eligibility starts:** 138% of the federal poverty line _(our reading, not quoted from the source)_
- **Coverage gap below the poverty line:** no _(our reading, not quoted from the source)_
- **State premium assistance programme:** none
- **State assistance above 400% of the poverty line:** no
- **State cost-sharing programme:** Silver Supreme and Silver Enhanced cost-sharing reduction plans
- **Basic Health Program:** Essential Plan _(verified: appears in the quote below)_
- **State individual mandate:** no

## What the source says

> NY State of Health's Essential Plan includes comprehensive benefits with $0 monthly premiums and very low-cost sharing

## Sources disagree

More than one authority states this, and they do not state the same
thing. Both are reproduced with the source each came from.

### State cost-sharing programme

info.nystateofhealth.ny.gov says state cost-sharing programme is **Silver Supreme and Silver Enhanced cost-sharing reduction plans**, as of 2026-08-14.

> NY State of Health's Essential Plan includes comprehensive benefits with $0 monthly premiums and very low-cost sharing

Source: https://info.nystateofhealth.ny.gov/EssentialPlan

info.nystateofhealth.ny.gov says state cost-sharing programme is **Silver Supreme and Silver Enhanced cost-sharing reductions**, as of 2026-08-14.

> Expanded eligibility for Silver Supreme CSR plans: Consumers with incomes up to 350% of the Federal Poverty Level (FPL) are now eligible for this plan

Source: https://info.nystateofhealth.ny.gov/costsavings


## Source

- https://info.nystateofhealth.ny.gov/EssentialPlan
- https://info.nystateofhealth.ny.gov/costsavings

Last verified: 2026-08-14. Review by: 2026-12-12.
Part of [State health insurance marketplace assistance by state: who runs it, where subsidies start and stop, and what the state adds](https://referencesource.org/state-marketplace-assistance-programs/).