# New Jersey — State health insurance marketplace assistance by state: who runs it, where subsidies start and stop, and what the state adds

For New Jersey, marketplace type is State-based marketplace; marketplace name is GetCoveredNJ; marketplace website is https://www.nj.gov/getcoverednj/; medicaid expansion adopted is yes; where premium tax credit eligibility starts is 138% of the federal poverty line, recorded from its source on 2026-08-14.

- **State:** New Jersey
- **Marketplace type:** State-based marketplace
- **Marketplace name:** GetCoveredNJ
- **Marketplace website:** https://www.nj.gov/getcoverednj/
- **Medicaid expansion adopted:** yes
- **Where premium tax credit eligibility starts:** 138% of the federal poverty line _(our reading, not quoted from the source)_
- **Coverage gap below the poverty line:** no _(our reading, not quoted from the source)_
- **State premium assistance programme:** New Jersey Health Plan Savings
- **Income range for state assistance:** up to 600% of the federal poverty level _(verified: appears in the quote below)_
- **State assistance above 400% of the poverty line:** yes
- **What the state programme pays:** Tax households with annual incomes up to 600% of the federal poverty level will receive NJHPS. An individual with an income of up to $93,900 and a family of four who makes up to $192,900 can receive state subsidies to lower the costs of health coverage.
- **State cost-sharing programme:** none
- **Basic Health Program:** none
- **State individual mandate:** yes
- **Open enrollment opens:** 2025-11-01 _(per nj.gov, not stated by the source above)_
- **Open enrollment closes:** 2026-01-31 _(per nj.gov, not stated by the source above)_
- **Coverage year these dates are for:** 2026 _(per nj.gov, not stated by the source above)_

## What the source says

> Tax households with annual incomes up to 600% of the federal poverty level will receive NJHPS

## What nj.gov says

> New Jersey. <https://nj.gov/getcoverednj/help/local/> Learn more Find local assistance at no cost to you. Previous Next <https://nj.gov/getcoverednj/> <https://nj.gov/getcoverednj/> acerca de --> Federal Financial Help Changes for Plan Year 2026 New federal changes are impacting how much consumers will pay for coverage in 2026.

Source: https://nj.gov/getcoverednj/

## Source

- https://www.nj.gov/getcoverednj/financialhelp/premiums/
- https://nj.gov/getcoverednj/

Last verified: 2026-08-14. Review by: 2026-12-12.
Part of [State health insurance marketplace assistance by state: who runs it, where subsidies start and stop, and what the state adds](https://referencesource.org/state-marketplace-assistance-programs/).