# California · residential policyholders — State insurer-of-last-resort programs — FAIR Plan / Citizens eligibility and coverage limits

For California · residential policyholders, state is California; program name is California FAIR Plan Association; citation / source is California Department of Insurance, “California FAIR Plan” consumer information page, “What do changes to the FAIR Plan mean for policyholders?”; coverage category is residential policyholders; coverage limit is $3 million, recorded from its source on 2026-08-19.

- **State:** California _(verified: appears in the quote below)_
- **Program name:** California FAIR Plan Association _(our reading, not quoted from the source)_
- **Citation / source:** California Department of Insurance, “California FAIR Plan” consumer information page, “What do changes to the FAIR Plan mean for policyholders?” _(our reading, not quoted from the source)_
- **Coverage category:** residential policyholders _(verified: appears in the quote below)_
- **Coverage limit:** $3 million _(verified: appears in the quote below)_

## What the source says

> Higher coverage limits: $3 million for residential policyholders and $20 million for commercial policies per location.

## Source

- https://www.insurance.ca.gov/01-consumers/200-wrr/California-FAIR-Plan.cfm

Last verified: 2026-08-19. Review by: 2027-02-15.
Part of [State insurer-of-last-resort programs — FAIR Plan / Citizens eligibility and coverage limits](https://referencesource.org/state-insurer-of-last-resort-coverage-limits/).