# California · Dwelling policies — State insurer-of-last-resort programs — FAIR Plan / Citizens eligibility and coverage limits

For California · Dwelling policies, state is California; program name is California FAIR Plan; citation / source is California FAIR Plan Association — “Dwelling” program page, cfpnet.com/policies/dwelling/; coverage category is Dwelling policies; eligibility / ineligibility rule is The California FAIR Plan offers Dwelling policies for customers that are unable to purchase coverage with a traditional insurance company, recorded from its source on 2026-08-19.

- **State:** California _(verified: appears in the quote below)_
- **Program name:** California FAIR Plan _(our reading, not quoted from the source)_
- **Citation / source:** California FAIR Plan Association — “Dwelling” program page, cfpnet.com/policies/dwelling/ _(our reading, not quoted from the source)_
- **Coverage category:** Dwelling policies _(verified: appears in the quote below)_
- **Eligibility / ineligibility rule:** The California FAIR Plan offers Dwelling policies for customers that are unable to purchase coverage with a traditional insurance company. _(verified: appears in the quote below)_

## What the source says

> The California FAIR Plan offers Dwelling policies for customers that are unable to purchase coverage with a traditional insurance company. Dwelling Property Types Covered If you are unable to purchase coverage with a traditional insurance company, the California FAIR Plan offers a temporary solution for the following occupancy types:

## Source

- https://www.cfpnet.com/policies/dwelling/

Last verified: 2026-08-19. Review by: 2027-02-15.
Part of [State insurer-of-last-resort programs — FAIR Plan / Citizens eligibility and coverage limits](https://referencesource.org/state-insurer-of-last-resort-coverage-limits/).