# District of Columbia — State insurance mandates for fertility treatment and IVF coverage

For District of Columbia, mandate type is mandate to cover; ivf covered is yes; cycle or retrieval limit is 3 rounds of IVF; lifetime dollar cap is no statutory cap; age restriction is none stated, recorded from its source on 2026-08-15.

- **State:** District of Columbia
- **Mandate type:** mandate to cover _(our reading, not quoted from the source)_
- **IVF covered:** yes
- **Cycle or retrieval limit:** 3 rounds of IVF
- **Lifetime dollar cap:** no statutory cap
- **Age restriction:** none stated
- **Employer size threshold:** all group sizes
- **Self-insured plans exempt:** not stated
- **Religious employer exempt:** not stated
- **Prior treatment required:** no
- **Effective date:** 2025 _(verified: appears in the quote below)_
- **Statute citation:** B25-0034, Expanding Access to Fertility Treatment Amendment Act of 2023

## What the source says

> starting in 2025, plans offered through DC Health Link (the only way to obtain individual/family coverage in DC) and employer-sponsored plans must cover the diagnosis of infertility, three rounds of IVF, and an embryo transfer to a surrogate, if necessary.

## Source

- https://www.healthinsurance.org/faqs/does-health-insurance-cover-ivf-and-other-fertility-treatments/

Last verified: 2026-08-15. Review by: 2027-02-11.
Part of [State insurance mandates for fertility treatment and IVF coverage](https://referencesource.org/state-fertility-insurance-mandates/).