# Arkansas — State insurance mandates for fertility treatment and IVF coverage

For Arkansas, mandate type is mandate to cover; ivf covered is yes; cycle or retrieval limit is no statutory limit; lifetime dollar cap is $15,000; age restriction is none stated, recorded from its source on 2026-08-15.

- **State:** Arkansas _(verified: appears in the quote below)_
- **Mandate type:** mandate to cover _(our reading, not quoted from the source)_
- **IVF covered:** yes
- **Cycle or retrieval limit:** no statutory limit
- **Lifetime dollar cap:** $15,000 _(verified: appears in the quote below)_
- **Age restriction:** none stated
- **Employer size threshold:** all group sizes
- **Self-insured plans exempt:** yes
- **Religious employer exempt:** not stated
- **Prior treatment required:** yes — must try less costly treatment first
- **Effective date:** not stated
- **Statute citation:** not stated

## What the source says

> Arkansas With Arkansas fertility insurance, you do have some benefits, albeit limited. If you have an individual or group policy that includes maternity benefits, IVF must also be covered, as well as cryopreservation. But, there is a lifetime cap of just $15,000 here.

## Source

- https://www.cofertility.com/family-learn/fertility-insurance-mandates-how-does-my-state-stack-up

Last verified: 2026-08-15. Review by: 2027-02-11.
Part of [State insurance mandates for fertility treatment and IVF coverage](https://referencesource.org/state-fertility-insurance-mandates/).