# Colorado — State employment law headcount triggers that deviate from federal thresholds

For Colorado, law category is continuation coverage; state law name is Colorado Mini-COBRA; state threshold is Fewer than 20; federal threshold is 20; key differences is mirrors federal COBRA duration (18 months), employees must be notified within 30 days and have 30 days to elect coverage, recorded from its source on 2026-08-14.

- **State:** Colorado _(verified: appears in the quote below)_
- **Law category:** continuation coverage _(our reading, not quoted from the source)_
- **State law name:** Colorado Mini-COBRA
- **State threshold:** Fewer than 20 _(verified: appears in the quote below)_
- **Federal threshold:** 20 _(verified: appears in the quote below)_
- **Key differences:** mirrors federal COBRA duration (18 months), employees must be notified within 30 days and have 30 days to elect coverage _(verified: appears in the quote below)_
- **Coverage / scope:** Up to 18 months _(verified: appears in the quote below)_

## What the source says

> Colorado Employer Size: Fewer than 20 employees Duration: Up to 18 months Premium: Up to 102% of the group rate Key Detail: Mirrors federal COBRA duration. Employees must be notified within 30 days of the qualifying event and have 30 days to elect coverage.

## Source

- https://hrcertification.com/blog/state-mini-cobra-laws-2026-biid1000358

Last verified: 2026-08-14. Review by: 2027-02-10.
Part of [State employment law headcount triggers that deviate from federal thresholds](https://referencesource.org/state-employment-law-headcount-triggers/).