# New York — State Earned Wage Access (EWA) Regulatory Frameworks — Classification, Fee Caps, and Licensing Requirements

For New York, statute citation is S 3332; licensing requirement is Provides for the licensing and regulation of income access services in the state, recorded from its source on 2026-08-17.

- **state:** New York
- **statute citation:** S 3332
- **licensing requirement:** Provides for the licensing and regulation of income access services in the state _(verified: appears in the quote below)_

## What the source says

> Licensing and Regulation of Income Access Services | Pending | Provides for the licensing and regulation of income access services in the state.

## Source

- https://www.ncsl.org/financial-services/earned-wage-access-2025-legislation

Last verified: 2026-08-17. Review by: 2027-02-13.
Part of [State Earned Wage Access (EWA) Regulatory Frameworks — Classification, Fee Caps, and Licensing Requirements](https://referencesource.org/state-earned-wage-access-regulations/).