# Georgia — State Earned Wage Access (EWA) Regulatory Frameworks — Classification, Fee Caps, and Licensing Requirements

For Georgia, statute citation is S 282; product classification is earned wage access services shall not be considered lending activity or money transmission; fee caps is provides for fees that may be charged for such services, recorded from its source on 2026-08-17.

- **state:** Georgia
- **statute citation:** S 282
- **product classification:** earned wage access services shall not be considered lending activity or money transmission _(verified: appears in the quote below)_
- **fee caps:** provides for fees that may be charged for such services _(verified: appears in the quote below)_

## What the source says

> Fair Business Practices Act | Pending | Amends specified title of the official code of the state, the Fair Business Practices Act of 1975, to provide requirements for earned wage access services; provides for fees that may be charged for such services; provides for prohibitions; provides for consumer protections; provides that earned wage access payments are nonrecourse; provides that earned wage access services shall not be considered lending activity or money transmission; provides for definitions.

## Source

- https://www.ncsl.org/financial-services/earned-wage-access-2025-legislation

Last verified: 2026-08-17. Review by: 2027-02-13.
Part of [State Earned Wage Access (EWA) Regulatory Frameworks — Classification, Fee Caps, and Licensing Requirements](https://referencesource.org/state-earned-wage-access-regulations/).