# Indiana — State Earned Wage Access (EWA) Regulatory Frameworks — Classification, Fee Caps, and Licensing Requirements

For Indiana, statute citation is H 1125; licensing requirement is the act is to be administered by the Division of Consumer Credit within the Department of Financial Institutions, verified against its source on 2026-08-17.

- **state:** Indiana _(verified: appears in the quote below)_
- **statute citation:** H 1125 _(verified: appears in the quote below)_
- **licensing requirement:** the act is to be administered by the Division of Consumer Credit within the Department of Financial Institutions _(verified: appears in the quote below)_

## What the source says

> H 1125 | Earned Wage Access Act | Pending | Establishes within the Indiana Code a new chapter, the Indiana Earned Wage Access Act, governing the offering and provision of earned wage access services to state consumers; provides that the act is to be administered by the Division of Consumer Credit within the Department of Financial Institutions;

## Source

- https://www.ncsl.org/financial-services/earned-wage-access-2025-legislation

Last verified: 2026-08-17. Review by: 2027-02-13.
Part of [State Earned Wage Access (EWA) Regulatory Frameworks — Classification, Fee Caps, and Licensing Requirements](https://referencesource.org/state-earned-wage-access-regulations/).