# New York — State Earned Wage Access (EWA) Regulatory Frameworks — Classification, Fee Caps, and Licensing Requirements

For New York, statute citation is A 682; licensing requirement is Relates to the regulation and licensing of employer integrated and non-verified on demand pay providers, recorded from its source on 2026-08-17.

- **state:** New York
- **statute citation:** A 682
- **licensing requirement:** Relates to the regulation and licensing of employer integrated and non-verified on demand pay providers _(verified: appears in the quote below)_

## What the source says

> On Demand Pay Providers | Pending | Relates to the regulation and licensing of employer integrated and non-verified on demand pay providers.

## Source

- https://www.ncsl.org/financial-services/earned-wage-access-2025-legislation

Last verified: 2026-08-17. Review by: 2027-02-13.
Part of [State Earned Wage Access (EWA) Regulatory Frameworks — Classification, Fee Caps, and Licensing Requirements](https://referencesource.org/state-earned-wage-access-regulations/).