# Minnesota — Consumer contract cooling-off and rescission periods by US state and transaction type

For Minnesota, transaction type is debt management and debt settlement services; cooling-off period is anytime with 10 days written notice; cancellation method is written notice; refund timeline is not specified; cancellation fee is not specified, recorded from its source on 2026-08-16.

- **State:** Minnesota _(verified: appears in the quote below)_
- **Transaction type:** debt management and debt settlement services _(verified: appears in the quote below)_
- **Cooling-off period:** anytime with 10 days written notice
- **Cancellation method:** written notice _(verified: appears in the quote below)_
- **Refund timeline:** not specified
- **Cancellation fee:** not specified
- **Statute:** not specified

## What the source says

> Military Personnel Under a Minnesota law drafted by the Attorney General’s Office, military personnel may cancel cell phone or wireless service contracts without penalty when the service member is called to active duty. Military personnel may also cancel rental contracts, club contracts, service contracts, and membership travel contracts without penalty and receive a full refund of their deposit when a deployment or change in duty prevents the service member from using the service or abiding by the terms of the contract. Debt Management and Debt Settlement Services Contracts You may cancel contracts with debt management and debt settlement services providers at any time without cause by giving the provider ten days’ written notice.

## Source

- https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp

Last verified: 2026-08-16. Review by: 2027-08-16.
Part of [Consumer contract cooling-off and rescission periods by US state and transaction type](https://referencesource.org/state-consumer-cooling-off-periods/).