{"asset": "state-consumer-cooling-off-periods", "asset_type": "rescission-right", "body": "State-by-state comparison of the cancellation windows consumers have after signing specific types of contracts. Each record is one (state, transaction type) pair with the number of days the consumer has to cancel, the notice method required, refund timeline, and the statute citation. Covers transaction types that commonly carry cooling-off periods: home solicitation sales, health club memberships, timeshare purchases, extended warranties, hearing aid purchases, life insurance policies, dating/social referral services, credit repair services, membership travel, reverse mortgages, and door-to-door sales. The federal FTC cooling-off rule (16 CFR 429, 3 business days for door-to-door sales \u2265$25) is the baseline; states add their own transaction types and periods on top. Answers 'how many days do I have to cancel a gym membership in [state]', 'what is the cooling-off period for timeshare purchases in [state]', and 'can I cancel this extended warranty'.\n", "description": "State-by-state comparison of the cancellation windows consumers have after signing specific types of contracts. Each record is one (state, transaction type) pair with the number of days the consumer has to cancel, the notice method required, refund timeline, and the statute citation. Covers transaction types that commonly carry cooling-off periods: home solicitation sales, health club memberships, timeshare purchases, extended warranties, hearing aid purchases, life insurance policies, dating/social referral services, credit repair services, membership travel, reverse mortgages, and door-to-door sales. The federal FTC cooling-off rule (16 CFR 429, 3 business days for door-to-door sales \u2265$25) is the baseline; states add their own transaction types and periods on top. Answers 'how many days do I have to cancel a gym membership in [state]', 'what is the cooling-off period for timeshare purchases in [state]', and 'can I cancel this extended warranty'.", "file": "index.md", "generated": true, "harvested": "2026-08-16", "key_field": "state", "licence": "US state government works \u2014 public domain. Federal FTC rule is US government work.", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp", "https://guides.sll.texas.gov/right-to-cancel/general-information", "https://www.ecfr.gov/current/title-16/chapter-I/subchapter-D/part-429"], "stale_after": "2027-08-16", "title": "Consumer contract cooling-off and rescission periods by US state and transaction type", "type": "dataset", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** agricultural contract\n\n**Cooling-off period:** 3 business days\n\n**Cancellation method:** mailing a written cancellation notice to the contractor\n\n**Refund timeline:** not specified\n\n**Cancellation fee:** not specified\n\n**Statute:** not specified\n\n> An agricultural producer may cancel an agricultural contract by mailing a written cancellation notice to the contractor within three business days after they receive a copy of the signed contract, or until a later deadline specified in the contract.\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "not specified", "cancellation_method": "mailing a written cancellation notice to the contractor", "cooling_off_days": "3 business days", "file": "agricultural-contract-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "agricultural-contract-minnesota", "refund_timeline": "not specified", "source_quote": "An agricultural producer may cancel an agricultural contract by mailing a written cancellation notice to the contractor within three business days after they receive a copy of the signed contract, or until a later deadline specified in the contract.", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "agricultural contract", "type": "rescission-right", "unverified_fields": "cancellation_fee, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** buying club membership\n\n**Cooling-off period:** 3 business days\n\n**Cancellation method:** written notice\n\n**Refund timeline:** not specified\n\n**Cancellation fee:** not specified\n\n**Statute:** not specified\n\n> As a member of a health club, social referral club, or buying club you may cancel your membership in writing within three business days following the date on which the membership was attained.\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "not specified", "cancellation_method": "written notice", "cooling_off_days": "3 business days", "file": "buying-club-membership-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "buying-club-membership-minnesota", "refund_timeline": "not specified", "source_quote": "As a member of a health club, social referral club, or buying club you may cancel your membership in writing within three business days following the date on which the membership was attained.", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "buying club membership", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** commercial motor vehicle installment contract\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Fin. Code \u00a7 353.111\n\n> Installment contracts for commercial motor vehicles may be cancelled under certain conditions.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "commercial-motor-vehicle-installment-contract-texas.md", "generated": true, "harvested": "2026-08-16", "id": "commercial-motor-vehicle-installment-contract-texas", "refund_timeline": "not specified on this page", "source_quote": "Installment contracts for commercial motor vehicles may be cancelled under certain conditions.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Fin. Code \u00a7 353.111", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "commercial motor vehicle installment contract", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** condominium unit purchase\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Prop. Code \u00a7 82.156\n\n> Provides a right to cancel the purchase of a condominium unit if certain requirements are not met by the seller.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "condominium-unit-purchase-texas.md", "generated": true, "harvested": "2026-08-16", "id": "condominium-unit-purchase-texas", "refund_timeline": "not specified on this page", "source_quote": "Provides a right to cancel the purchase of a condominium unit if certain requirements are not met by the seller.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Prop. Code \u00a7 82.156", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "condominium unit purchase", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** credit services contract\n\n**Cooling-off period:** 5 working days\n\n**Cancellation method:** written notice\n\n**Refund timeline:** not specified\n\n**Cancellation fee:** not specified\n\n**Statute:** not specified\n\n> You may cancel a contract with a credit services organization in writing within five working days from the date the contract was signed.\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "not specified", "cancellation_method": "written notice", "cooling_off_days": "5 working days", "file": "credit-services-contract-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "credit-services-contract-minnesota", "refund_timeline": "not specified", "source_quote": "You may cancel a contract with a credit services organization in writing within five working days from the date the contract was signed.", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "credit services contract", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** debt management and debt settlement services\n\n**Cooling-off period:** anytime with 10 days written notice\n\n**Cancellation method:** written notice\n\n**Refund timeline:** not specified\n\n**Cancellation fee:** not specified\n\n**Statute:** not specified\n\n> Military Personnel Under a Minnesota law drafted by the Attorney General&rsquo;s Office, military personnel may cancel cell phone or wireless service contracts without penalty when the service member is called to active duty. Military personnel may also cancel rental contracts, club contracts, service contracts, and membership travel contracts without penalty and receive a full refund of their deposit when a deployment or change in duty prevents the service member from using the service or abiding by the terms of the contract. Debt Management and Debt Settlement Services Contracts You may cancel contracts with debt management and debt settlement services providers at any time without cause by giving the provider ten days&rsquo; written notice.\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "not specified", "cancellation_method": "written notice", "cooling_off_days": "anytime with 10 days written notice", "file": "debt-management-and-debt-settlement-services-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "debt-management-and-debt-settlement-services-minnesota", "refund_timeline": "not specified", "source_quote": "Military Personnel Under a Minnesota law drafted by the Attorney General&rsquo;s Office, military personnel may cancel cell phone or wireless service contracts without penalty when the service member is called to active duty. Military personnel may also cancel rental contracts, club contracts, service contracts, and membership travel contracts without penalty and receive a full refund of their deposit when a deployment or change in duty prevents the service member from using the service or abiding by the terms of the contract. Debt Management and Debt Settlement Services Contracts You may cancel contracts with debt management and debt settlement services providers at any time without cause by giving the provider ten days&rsquo; written notice.", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "debt management and debt settlement services", "type": "rescission-right", "unverified_fields": "cancellation_fee, cooling_off_days, refund_timeline, statute_citation", "verified": true}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Federal\n\n**Transaction type:** door-to-door sales\n\n**Cooling-off period:** 3 business days\n\n**Cancellation method:** mail or deliver a signed and dated copy of this Cancellation Notice or any other written notice, or send a telegram\n\n**Refund timeline:** 10 business days\n\n**Cancellation fee:** none\n\n**Statute:** 16 CFR Part 429\n\n> You may CANCEL this transaction, without any Penalty or Obligation, within THREE BUSINESS DAYS from the above date. If you cancel, any property traded in, any payments made by you under the contract or sale, and any negotiable instrument executed by you will be returned within TEN BUSINESS DAYS following receipt by the seller of your cancellation notice\n\nSource: <https://www.ecfr.gov/current/title-16/chapter-I/subchapter-D/part-429>\n", "cancellation_fee": "none", "cancellation_method": "mail or deliver a signed and dated copy of this Cancellation Notice or any other written notice, or send a telegram", "cooling_off_days": "3 business days", "file": "door-to-door-sales-federal.md", "generated": true, "harvested": "2026-08-16", "id": "door-to-door-sales-federal", "refund_timeline": "10 business days", "source_quote": "You may CANCEL this transaction, without any Penalty or Obligation, within THREE BUSINESS DAYS from the above date. If you cancel, any property traded in, any payments made by you under the contract or sale, and any negotiable instrument executed by you will be returned within TEN BUSINESS DAYS following receipt by the seller of your cancellation notice", "sources": ["https://www.ecfr.gov/current/title-16/chapter-I/subchapter-D/part-429"], "stale_after": "2027-08-16", "state": "Federal", "statute_citation": "16 CFR Part 429", "title": "Federal \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "door-to-door sales", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation, transaction_type", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** door-to-door sales\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Bus. & Com. Code Ch. 601\n\n> Door-to-door sales or sales made at a place other than the seller's place of business.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "door-to-door-sales-texas.md", "generated": true, "harvested": "2026-08-16", "id": "door-to-door-sales-texas", "refund_timeline": "not specified on this page", "source_quote": "Door-to-door sales or sales made at a place other than the seller's place of business.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Bus. & Com. Code Ch. 601", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "door-to-door sales", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** executory contract (contract for deed / lease to own)\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Prop. Code \u00a7 5.074\n\n> Provides for the purchaser's right to cancel an executory contract (also known as an installment land contract, a contract for deed, or \"lease to own\"). Notice provisions and the time frame for cancellation are covered.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "executory-contract-contract-for-deed-lease-to-own-texas.md", "generated": true, "harvested": "2026-08-16", "id": "executory-contract-contract-for-deed-lease-to-own-texas", "refund_timeline": "not specified on this page", "source_quote": "Provides for the purchaser's right to cancel an executory contract (also known as an installment land contract, a contract for deed, or \"lease to own\"). Notice provisions and the time frame for cancellation are covered.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Prop. Code \u00a7 5.074", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "executory contract (contract for deed / lease to own)", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** extended car warranty\n\n**Cooling-off period:** 20 days after mailing, or 10 days if delivered at time of sale\n\n**Cancellation method:** return the contract\n\n**Refund timeline:** full purchase price refund if no claim has been made\n\n**Cancellation fee:** none\n\n**Statute:** not specified\n\n> Minnesota law provides that motor vehicle service contracts\u2014commonly referred to as extended car warranties\u2014must allow you to return the contract within 20 days of the date the service contract was mailed to you, or within 10 days if the contract was delivered at the time of sale, or within a longer time period if provided by the contract. Upon return of the contract, the provider must grant you a refund of the full purchase price if no claim has been made under the contract.\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "none", "cancellation_method": "return the contract", "cooling_off_days": "20 days after mailing, or 10 days if delivered at time of sale", "file": "extended-car-warranty-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "extended-car-warranty-minnesota", "refund_timeline": "full purchase price refund if no claim has been made", "source_quote": "Minnesota law provides that motor vehicle service contracts\u2014commonly referred to as extended car warranties\u2014must allow you to return the contract within 20 days of the date the service contract was mailed to you, or within 10 days if the contract was delivered at the time of sale, or within a longer time period if provided by the contract. Upon return of the contract, the provider must grant you a refund of the full purchase price if no claim has been made under the contract.", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "extended car warranty", "type": "rescission-right", "unverified_fields": "cancellation_fee, statute_citation", "verified": true}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** foreclosure consultant contract\n\n**Cooling-off period:** 3 business days\n\n**Cancellation method:** not specified\n\n**Refund timeline:** not specified\n\n**Cancellation fee:** not specified\n\n**Statute:** not specified\n\n> You may cancel contracts with foreclosure consultants within three business days after the day on which the contract was signed.\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified", "cooling_off_days": "3 business days", "file": "foreclosure-consultant-contract-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "foreclosure-consultant-contract-minnesota", "refund_timeline": "not specified", "source_quote": "You may cancel contracts with foreclosure consultants within three business days after the day on which the contract was signed.", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "foreclosure consultant contract", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** health club membership\n\n**Cooling-off period:** 3 business days\n\n**Cancellation method:** written notice\n\n**Refund timeline:** not specified\n\n**Cancellation fee:** not specified\n\n**Statute:** not specified\n\n> As a member of a health club, social referral club, or buying club you may cancel your membership in writing within three business days following the date on which the membership was attained.\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "not specified", "cancellation_method": "written notice", "cooling_off_days": "3 business days", "file": "health-club-membership-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "health-club-membership-minnesota", "refund_timeline": "not specified", "source_quote": "As a member of a health club, social referral club, or buying club you may cancel your membership in writing within three business days following the date on which the membership was attained.", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "health club membership", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** health spa contract\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** fully or partially refunded under certain conditions\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Occ. Code \u00a7\u00a7 702.307-702.308\n\n> Health spa contracts may be fully or partially refunded under certain conditions.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "health-spa-contract-texas.md", "generated": true, "harvested": "2026-08-16", "id": "health-spa-contract-texas", "refund_timeline": "fully or partially refunded under certain conditions", "source_quote": "Health spa contracts may be fully or partially refunded under certain conditions.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Occ. Code \u00a7\u00a7 702.307-702.308", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "health spa contract", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** hearing aid purchase\n\n**Cooling-off period:** 45 days\n\n**Cancellation method:** not specified\n\n**Refund timeline:** not specified\n\n**Cancellation fee:** $250\n\n**Statute:** not specified\n\n> You have the right to cancel the purchase of prescription hearing aids within 45 days after receiving the hearing aids, and may not be charged a cancellation fee of more than $250.\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "$250", "cancellation_method": "not specified", "cooling_off_days": "45 days", "file": "hearing-aid-purchase-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "hearing-aid-purchase-minnesota", "refund_timeline": "not specified", "source_quote": "You have the right to cancel the purchase of prescription hearing aids within 45 days after receiving the hearing aids, and may not be charged a cancellation fee of more than $250.", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "hearing aid purchase", "type": "rescission-right", "unverified_fields": "cancellation_method, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** home equity loan (reverse mortgage)\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Const. art. XVI, \u00a7 50(a)(6)(Q)(viii)\n\n> Texas homestead protections provide a right to rescind a home equity loan (also known as a \"reverse mortgage\").\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "home-equity-loan-reverse-mortgage-texas.md", "generated": true, "harvested": "2026-08-16", "id": "home-equity-loan-reverse-mortgage-texas", "refund_timeline": "not specified on this page", "source_quote": "Texas homestead protections provide a right to rescind a home equity loan (also known as a \"reverse mortgage\").", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Const. art. XVI, \u00a7 50(a)(6)(Q)(viii)", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "home equity loan (reverse mortgage)", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, statute_citation", "verified": true}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** home solicitation sales\n\n**Cooling-off period:** 3 business days\n\n**Cancellation method:** written notice to the specific address provided by the seller\n\n**Refund timeline:** 10 days\n\n**Cancellation fee:** not specified\n\n**Statute:** Minn. Stat. \u00a7 325G.08\n\n> Contracts Subject to Cooling-Off Periods Minnesota law requires certain types of contracts to have &ldquo;cooling-off&rdquo; periods or cancellation rights. Some of the more common include: Home Solicitation Sales\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "not specified", "cancellation_method": "written notice to the specific address provided by the seller", "cooling_off_days": "3 business days", "file": "home-solicitation-sales-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "home-solicitation-sales-minnesota", "refund_timeline": "10 days", "source_quote": "Contracts Subject to Cooling-Off Periods Minnesota law requires certain types of contracts to have &ldquo;cooling-off&rdquo; periods or cancellation rights. Some of the more common include: Home Solicitation Sales", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "Minn. Stat. \u00a7 325G.08", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "home solicitation sales", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, statute_citation", "verified": true}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** life insurance policy\n\n**Cooling-off period:** 10 days\n\n**Cancellation method:** return the policy\n\n**Refund timeline:** refund all premiums paid\n\n**Cancellation fee:** none\n\n**Statute:** not specified\n\n> If you return a life insurance policy within the &ldquo;free look&rdquo; period, the insurance company must cancel the policy and refund all the premiums paid. Hearing Aids You have the right to cancel the purchase of prescription hearing aids within 45 days after receiving the hearing aids, and may not be charged a cancellation fee of more than $250. Extended Car Warranties Minnesota law provides that motor vehicle service contracts\u2014commonly referred to as extended car warranties\u2014must allow you to return the contract within 20 days of the date the service contract was mailed to you, or within 10 days if the contract was delivered at the time of sale, or within a longer time period if provided by the contract.\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "none", "cancellation_method": "return the policy", "cooling_off_days": "10 days", "file": "life-insurance-policy-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "life-insurance-policy-minnesota", "refund_timeline": "refund all premiums paid", "source_quote": "If you return a life insurance policy within the &ldquo;free look&rdquo; period, the insurance company must cancel the policy and refund all the premiums paid. Hearing Aids You have the right to cancel the purchase of prescription hearing aids within 45 days after receiving the hearing aids, and may not be charged a cancellation fee of more than $250. Extended Car Warranties Minnesota law provides that motor vehicle service contracts\u2014commonly referred to as extended car warranties\u2014must allow you to return the contract within 20 days of the date the service contract was mailed to you, or within 10 days if the contract was delivered at the time of sale, or within a longer time period if provided by the contract.", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "life insurance policy", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, refund_timeline, statute_citation", "verified": true}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** manufactured home sale, exchange, or lease\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Occ. Code \u00a7 1201.1521\n\n> Contracts for sale, exchange, or lease of a manufactured home may be cancelled under certain conditions.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "manufactured-home-sale-exchange-or-lease-texas.md", "generated": true, "harvested": "2026-08-16", "id": "manufactured-home-sale-exchange-or-lease-texas", "refund_timeline": "not specified on this page", "source_quote": "Contracts for sale, exchange, or lease of a manufactured home may be cancelled under certain conditions.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Occ. Code \u00a7 1201.1521", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "manufactured home sale, exchange, or lease", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** membership camping contract\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Prop. Code \u00a7 222.008\n\n> Provides a limited right to cancel a membership camping contract under certain conditions.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "membership-camping-contract-texas.md", "generated": true, "harvested": "2026-08-16", "id": "membership-camping-contract-texas", "refund_timeline": "not specified on this page", "source_quote": "Provides a limited right to cancel a membership camping contract under certain conditions.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Prop. Code \u00a7 222.008", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "membership camping contract", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** membership travel contract\n\n**Cooling-off period:** 10 days\n\n**Cancellation method:** written notice to the membership travel operator at the operator\u2019s address\n\n**Refund timeline:** not specified\n\n**Cancellation fee:** not specified\n\n**Statute:** not specified\n\n> 10 days if the contract was delivered at the time of sale, or within a longer time period if provided by the contract. Upon return of the contract, the provider must grant you a refund of the full purchase price if no claim has been made under the contract. Military Personnel Under a Minnesota law drafted by the Attorney General&rsquo;s Office, military personnel may cancel cell phone or wireless service contracts without penalty when the service member is called to active duty. Military personnel may also cancel rental contracts, club contracts, service contracts, and membership travel contracts\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "not specified", "cancellation_method": "written notice to the membership travel operator at the operator\u2019s address", "cooling_off_days": "10 days", "file": "membership-travel-contract-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "membership-travel-contract-minnesota", "refund_timeline": "not specified", "source_quote": "10 days if the contract was delivered at the time of sale, or within a longer time period if provided by the contract. Upon return of the contract, the provider must grant you a refund of the full purchase price if no claim has been made under the contract. Military Personnel Under a Minnesota law drafted by the Attorney General&rsquo;s Office, military personnel may cancel cell phone or wireless service contracts without penalty when the service member is called to active duty. Military personnel may also cancel rental contracts, club contracts, service contracts, and membership travel contracts", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "membership travel contract", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, refund_timeline, statute_citation", "verified": true}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** motor vehicle installment contract\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Fin. Code \u00a7 348.111\n\n> Motor vehicle installment contracts may be cancelled under certain conditions. Installment sales are between the retail buyer and seller and do not apply to third-party loan providers.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "motor-vehicle-installment-contract-texas.md", "generated": true, "harvested": "2026-08-16", "id": "motor-vehicle-installment-contract-texas", "refund_timeline": "not specified on this page", "source_quote": "Motor vehicle installment contracts may be cancelled under certain conditions. Installment sales are between the retail buyer and seller and do not apply to third-party loan providers.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Fin. Code \u00a7 348.111", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "motor vehicle installment contract", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** property in public improvement district (purchase contract)\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Prop. Code \u00a7 5.0141(b)\n\n> Provides a window of time to terminate a purchase contract if the purchaser did not receive proper notice that the property is in a public improvement district.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "property-in-public-improvement-district-purchase-contract-texas.md", "generated": true, "harvested": "2026-08-16", "id": "property-in-public-improvement-district-purchase-contract-texas", "refund_timeline": "not specified on this page", "source_quote": "Provides a window of time to terminate a purchase contract if the purchaser did not receive proper notice that the property is in a public improvement district.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Prop. Code \u00a7 5.0141(b)", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "property in public improvement district (purchase contract)", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** public insurance adjuster contract\n\n**Cooling-off period:** 72 hours\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Ins. Code \u00a7 4102.103\n\n> Allows a consumer to cancel a contract with a public insurance adjuster within 72 hours of signature.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "72 hours", "file": "public-insurance-adjuster-contract-texas.md", "generated": true, "harvested": "2026-08-16", "id": "public-insurance-adjuster-contract-texas", "refund_timeline": "not specified on this page", "source_quote": "Allows a consumer to cancel a contract with a public insurance adjuster within 72 hours of signature.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Ins. Code \u00a7 4102.103", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "public insurance adjuster contract", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** residential remodeling contract (homestead lien)\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Const. art. XVI, \u00a7 50(a)(5)(C)\n\n> Texas homestead protections provide for a limited right to cancel a remodeling contract that would put a lien on the homestead.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "residential-remodeling-contract-homestead-lien-texas.md", "generated": true, "harvested": "2026-08-16", "id": "residential-remodeling-contract-homestead-lien-texas", "refund_timeline": "not specified on this page", "source_quote": "Texas homestead protections provide for a limited right to cancel a remodeling contract that would put a lien on the homestead.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Const. art. XVI, \u00a7 50(a)(5)(C)", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "residential remodeling contract (homestead lien)", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, statute_citation", "verified": true}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** residential roofing and siding contract\n\n**Cooling-off period:** 72 hours after insurance claim denial notification\n\n**Cancellation method:** not specified\n\n**Refund timeline:** not specified\n\n**Cancellation fee:** not specified\n\n**Statute:** not specified\n\n> A person who signs a contract with a residential roofer or siding contractor to provide goods and services to be paid for by their property or casualty insurance policy has the right to cancel the contract within 72 hours after the person has been notified by his or her insurer that their insurance claim for the project was denied.\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified", "cooling_off_days": "72 hours after insurance claim denial notification", "file": "residential-roofing-and-siding-contract-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "residential-roofing-and-siding-contract-minnesota", "refund_timeline": "not specified", "source_quote": "A person who signs a contract with a residential roofer or siding contractor to provide goods and services to be paid for by their property or casualty insurance policy has the right to cancel the contract within 72 hours after the person has been notified by his or her insurer that their insurance claim for the project was denied.", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "residential roofing and siding contract", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** retail installment contract (goods and services, excluding motor vehicles)\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Fin. Code \u00a7 345.066\n\n> Retail installment contracts for goods and services (excluding motor vehicles) may be cancelled under certain conditions. These sales are generally between the retail buyer and seller.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "retail-installment-contract-goods-and-services-excluding-motor-vehicles-texas.md", "generated": true, "harvested": "2026-08-16", "id": "retail-installment-contract-goods-and-services-excluding-motor-vehicles-texas", "refund_timeline": "not specified on this page", "source_quote": "Retail installment contracts for goods and services (excluding motor vehicles) may be cancelled under certain conditions. These sales are generally between the retail buyer and seller.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Fin. Code \u00a7 345.066", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "retail installment contract (goods and services, excluding motor vehicles)", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** reverse mortgage\n\n**Cooling-off period:** 7 days\n\n**Cancellation method:** not specified\n\n**Refund timeline:** not specified\n\n**Cancellation fee:** not specified\n\n**Statute:** not specified\n\n> Reverse Mortgages Federal regulations allow you to cancel a reverse mortgage within three days of signing the contract. Minnesota\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified", "cooling_off_days": "7 days", "file": "reverse-mortgage-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "reverse-mortgage-minnesota", "refund_timeline": "not specified", "source_quote": "Reverse Mortgages Federal regulations allow you to cancel a reverse mortgage within three days of signing the contract. Minnesota", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "reverse mortgage", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, statute_citation", "verified": true}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** service contract (extended warranty)\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Occ. Code \u00a7 1304.1581\n\n> Service contracts (also commonly called extended warranties) may be cancelled under certain conditions.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "service-contract-extended-warranty-texas.md", "generated": true, "harvested": "2026-08-16", "id": "service-contract-extended-warranty-texas", "refund_timeline": "not specified on this page", "source_quote": "Service contracts (also commonly called extended warranties) may be cancelled under certain conditions.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Occ. Code \u00a7 1304.1581", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "service contract (extended warranty)", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Minnesota\n\n**Transaction type:** social referral club membership\n\n**Cooling-off period:** 3 business days\n\n**Cancellation method:** written notice\n\n**Refund timeline:** not specified\n\n**Cancellation fee:** not specified\n\n**Statute:** not specified\n\n> As a member of a health club, social referral club, or buying club you may cancel your membership in writing within three business days following the date on which the membership was attained.\n\nSource: <https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp>\n", "cancellation_fee": "not specified", "cancellation_method": "written notice", "cooling_off_days": "3 business days", "file": "social-referral-club-membership-minnesota.md", "generated": true, "harvested": "2026-08-16", "id": "social-referral-club-membership-minnesota", "refund_timeline": "not specified", "source_quote": "As a member of a health club, social referral club, or buying club you may cancel your membership in writing within three business days following the date on which the membership was attained.", "sources": ["https://www.ag.state.mn.us/consumer/publications/CoolingOffPeriod.asp"], "stale_after": "2027-08-16", "state": "Minnesota", "statute_citation": "not specified", "title": "Minnesota \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "social referral club membership", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** telephone solicitation purchase (credit card)\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Bus. & Com. Code \u00a7 301.052\n\n> Goods or services purchased with a credit card from a telephone solicitor.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "telephone-solicitation-purchase-credit-card-texas.md", "generated": true, "harvested": "2026-08-16", "id": "telephone-solicitation-purchase-credit-card-texas", "refund_timeline": "not specified on this page", "source_quote": "Goods or services purchased with a credit card from a telephone solicitor.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Bus. & Com. Code \u00a7 301.052", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "telephone solicitation purchase (credit card)", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}
{"asset": "state-consumer-cooling-off-periods", "body": "**State:** Texas\n\n**Transaction type:** timeshare purchase\n\n**Cooling-off period:** not specified on this page\n\n**Cancellation method:** not specified on this page\n\n**Refund timeline:** not specified on this page\n\n**Cancellation fee:** not specified\n\n**Statute:** Tex. Prop. Code \u00a7 221.041\n\n> Allows a purchaser to cancel a timeshare contract.\n\nSource: <https://guides.sll.texas.gov/right-to-cancel/general-information>\n", "cancellation_fee": "not specified", "cancellation_method": "not specified on this page", "cooling_off_days": "not specified on this page", "file": "timeshare-purchase-texas.md", "generated": true, "harvested": "2026-08-16", "id": "timeshare-purchase-texas", "refund_timeline": "not specified on this page", "source_quote": "Allows a purchaser to cancel a timeshare contract.", "sources": ["https://guides.sll.texas.gov/right-to-cancel/general-information"], "stale_after": "2027-08-16", "state": "Texas", "statute_citation": "Tex. Prop. Code \u00a7 221.041", "title": "Texas \u2014 Consumer contract cooling-off and rescission periods by US state and transaction type", "transaction_type": "timeshare purchase", "type": "rescission-right", "unverified_fields": "cancellation_fee, cancellation_method, cooling_off_days, refund_timeline, state, statute_citation", "verified": false}