# Medical debt · Virginia — Civil statute of limitations by state and type of claim For Medical debt · Virginia, limitation period is three years; when the clock starts is from the due date applicable to the final invoice for a health care service; how the statute describes it is upon any contract under subdivision A 2 or 4 to collect medical debt, verified against its source on 2026-08-25. - **Type of claim:** Medical debt _(our reading, not quoted from the source)_ - **State:** Virginia _(verified: appears in the quote below)_ - **Limitation period:** three years _(verified: appears in the quote below)_ - **How the statute describes it:** upon any contract under subdivision A 2 or 4 to collect medical debt _(verified: appears in the quote below)_ - **When the clock starts:** from the due date applicable to the final invoice for a health care service _(verified: appears in the quote below)_ ## What the source says > B. In any action, including those brought by the Commonwealth, upon any contract under subdivision A 2 or 4 to collect medical debt, such an action is barred if not commenced within three years from the due date applicable to the final invoice for a health care service unless the contract with a hospital or health care provider is for a payment plan that allows for a longer period of time for the collection of debt by the hospital or health care provider. ## Source - https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-246/ Last verified: 2026-08-25. Review by: 2027-08-25. Part of [Civil statute of limitations by state and type of claim](https://referencesource.org/state-civil-statute-of-limitations/).