# Medical debt · Florida — Civil statute of limitations by state and type of claim

For Medical debt · Florida, limitation period is WITHIN THREE YEARS; when the clock starts is from the date on which the facility refers the medical debt to a third party for collection; how the statute describes it is An action to collect medical debt for services rendered by a facility licensed under chapter 395, verified against its source on 2026-08-25.

- **Type of claim:** Medical debt _(our reading, not quoted from the source)_
- **State:** Florida _(verified: appears in the quote below)_
- **Limitation period:** WITHIN THREE YEARS _(verified: appears in the quote below)_
- **How the statute describes it:** An action to collect medical debt for services rendered by a facility licensed under chapter 395 _(verified: appears in the quote below)_
- **When the clock starts:** from the date on which the facility refers the medical debt to a third party for collection _(verified: appears in the quote below)_

## What the source says

> (4) WITHIN THREE YEARS.—An action to collect medical debt for services rendered by a facility licensed under chapter 395, provided that the period of limitations shall run from the date on which the facility refers the medical debt to a third party for collection.

## Source

- https://www.flsenate.gov/Laws/Statutes/2025/95.11

Last verified: 2026-08-25. Review by: 2027-08-25.
Part of [Civil statute of limitations by state and type of claim](https://referencesource.org/state-civil-statute-of-limitations/).