# Colorado — SR-22 filing duration by US state — how long you must carry the certificate, quoted from the state DMV

For Colorado, certificate the state requires is SR22; required filing duration is three years; what starts the clock is restoration of your driving privileges; what triggers the requirement is reinstatement of driving privileges after the effective date of a suspension under the Financial Responsibility Act; consequence of a lapse is Your driver license will be suspended for that reason alone, verified against its source on 2026-08-31.

- **State:** Colorado _(our reading, not quoted from the source)_
- **Certificate the state requires:** SR22 _(verified: appears in the quote below)_
- **Required filing duration:** three years _(verified: appears in the quote below)_
- **What starts the clock:** restoration of your driving privileges _(verified: appears in the quote below)_
- **What triggers the requirement:** reinstatement of driving privileges after the effective date of a suspension under the Financial Responsibility Act _(verified: appears in its own passage below)_
- **Consequence of a lapse:** Your driver license will be suspended for that reason alone _(verified: appears in its own passage below)_
- **DMV page or statute:** Financial Responsibility Requirements _(verified: appears in its own passage below)_

## What the source says

> Include an SR22 (future proof of automobile liability insurance from your insurance company) and maintain it continuously for three years following restoration of your driving privileges;

## Where each value comes from

This source states these in separate places, so each value is shown with the passage that states it.

### What triggers the requirement

> In order to apply for reinstatement of driving privileges after the effective date of a suspension under the Financial Responsibility Act you must:

### Consequence of a lapse

> If you don't keep the SR-22 current, the insurance company will notify the Motor Vehicle Division that the SR-22 is no longer in effect, but is still required. Your driver license will be suspended for that reason alone.

### DMV page or statute

> Financial Responsibility Requirements

## Source

- https://dmv.colorado.gov/sites/dmv/files/documents/DR%202316%20Financial%20Responsibility%20Requirements.pdf
- https://dmv.colorado.gov/sr-22-and-insurance-information

Last verified: 2026-08-31. Review by: 2027-08-31.
Part of [SR-22 filing duration by US state — how long you must carry the certificate, quoted from the state DMV](https://referencesource.org/sr22-filing-duration-by-state/).