# Washington — Medical Debt Interest Caps and Collection Restrictions by State

For Washington, collection delay or suit restriction is until at least one hundred twenty days after the initial billing statement for that medical debt has been transmitted to the patient or other responsible party; statute citation is RCW 70.54.470, recorded from its source on 2026-08-27; source re-checked 2026-08-31.

- **jurisdiction:** Washington _(our reading, not quoted from the source)_
- **collection delay or suit restriction:** until at least one hundred twenty days after the initial billing statement for that medical debt has been transmitted to the patient or other responsible party _(verified: appears in the quote below)_
- **statute citation:** RCW 70.54.470 _(our reading, not quoted from the source)_

## What the source says

> RCW 70.54.470 Medical debt—Limits on sale or assignment. (1) No health care provider or health care facility may sell or assign medical debt to any person licensed under chapter 19.16 RCW until at least one hundred twenty days after the initial billing statement for that medical debt has been transmitted to the patient or other responsible party.

## Source

- https://app.leg.wa.gov/rcw/default.aspx?cite=70.54.470

Last verified: 2026-08-31. Review by: 2027-02-23.
Part of [Medical Debt Interest Caps and Collection Restrictions by State](https://referencesource.org/medical-debt-collection-protections-by-state/).