# Maine — Medical Debt Interest Caps and Collection Restrictions by State

For Maine, wage garnishment restriction is The garnishment of a consumer's salary or wages may not be issued for a judgment in any action in which the claim against the consumer is based on medical debt; property lien restriction is An execution against a consumer's principal place of residence may not be filed for a judgment in any action in which the claim against the consumer is based on medical debt; statute citation is 9-A M.R.S.A. Sec. 5-116-A(5), (6) (2026 Me. Laws ch. 649), recorded from its source on 2026-08-27; source re-checked 2026-08-31.

- **jurisdiction:** Maine _(our reading, not quoted from the source)_
- **wage garnishment restriction:** The garnishment of a consumer's salary or wages may not be issued for a judgment in any action in which the claim against the consumer is based on medical debt _(verified: appears in the quote below)_
- **property lien restriction:** An execution against a consumer's principal place of residence may not be filed for a judgment in any action in which the claim against the consumer is based on medical debt _(verified: appears in the quote below)_
- **statute citation:** 9-A M.R.S.A. Sec. 5-116-A(5), (6) (2026 Me. Laws ch. 649) _(our reading, not quoted from the source)_

## What the source says

> Be it enacted by the People of the State of Maine as follows: Sec. 1. 9-A MRSA §5-105, sub-§4 is enacted to read: 4. A court may not make, execute or enforce an order or process under this section based on medical debt as defined in Title 32, section 11002, subsection 7-A. Sec. 2. 9-A MRSA §5-116-A, sub-§5 is enacted to read: 5. Prohibition of liens on principal place of residence. An execution against a consumer's principal place of residence may not be filed for a judgment in any action in which the claim against the consumer is based on medical debt. For the purposes of this subsection, "medical debt" has the same meaning as in Title 32, section 11002, subsection 7-A. Sec. 3. 9-A MRSA §5-116-A, sub-§6 is enacted to read: 6. Prohibition of salary or wage garnishment. The garnishment of a consumer's salary or wages may not be issued for a judgment in any action in which the claim against the consumer is based on medical debt.

## Source

- https://legislature.maine.gov/legis/bills/getPDF.asp?paper=SP0818&item=3&snum=132

Last verified: 2026-08-31. Review by: 2027-02-23.
Part of [Medical Debt Interest Caps and Collection Restrictions by State](https://referencesource.org/medical-debt-collection-protections-by-state/).