# Louisiana — Medical Debt Interest Caps and Collection Restrictions by State

For Louisiana, interest rate cap is three percent per annum; statute citation is La. R.S. 51:1503, recorded from its source on 2026-08-27; source re-checked 2026-08-31.

- **jurisdiction:** Louisiana _(our reading, not quoted from the source)_
- **interest rate cap:** three percent per annum _(verified: appears in the quote below)_
- **statute citation:** La. R.S. 51:1503 _(our reading, not quoted from the source)_

## What the source says

> §1503. Interest rate limitation 18 Interest on medical debt arising from medically necessary care shall not 19 exceed three percent per annum. Any contractual provision imposing a higher 20 rate is void.

## Source

- https://www.legis.la.gov/legis/ViewDocument.aspx?d=1481256

Last verified: 2026-08-31. Review by: 2027-02-23.
Part of [Medical Debt Interest Caps and Collection Restrictions by State](https://referencesource.org/medical-debt-collection-protections-by-state/).