# Colorado — Medical Debt Interest Caps and Collection Restrictions by State

For Colorado, interest rate cap is THREE PERCENT PER ANNUM; statute citation is C.R.S. 5-12-102(5)(a), recorded from its source on 2026-08-27; source re-checked 2026-08-31.

- **jurisdiction:** Colorado _(our reading, not quoted from the source)_
- **interest rate cap:** THREE PERCENT PER ANNUM _(verified: appears in the quote below)_
- **statute citation:** C.R.S. 5-12-102(5)(a) _(our reading, not quoted from the source)_

## What the source says

> Be it enacted by the General Assembly of the State of Colorado: SECTION 1. In Colorado Revised Statutes, 5-12-102, add (5) as follows: 5-12-102. Statutory interest - definition. (5) (a) THE MAXIMUM RATE OF INTEREST ON MEDICAL DEBT IS THREE PERCENT PER ANNUM.

## Source

- https://leg.colorado.gov/sites/default/files/2023a_093_signed.pdf

Last verified: 2026-08-31. Review by: 2027-02-23.
Part of [Medical Debt Interest Caps and Collection Restrictions by State](https://referencesource.org/medical-debt-collection-protections-by-state/).