The dollar income limits that decide whether a household qualifies for an ACA premium tax credit, for each coverage year, each household size from 1 to 8, and each of the three federal poverty guideline schedules (48 contiguous states and DC, Alaska, Hawaii). Each record states the poverty guideline the marketplace actually applies to that coverage year, the dollar figures at the 100%, 138%, 150%, 200%, 250%, 300% and 400% marks, the share of income the household is expected to pay at the top of the scale, and whether a hard cutoff applies above 400%. The enhanced credits created by the American Rescue Plan Act and extended by the Inflation Reduction Act lapsed on 31 December 2025, so coverage year 2026 was the first year since 2020 in which a household above 400% of the poverty line received no credit at all. No single page states these dollar figures. HHS publishes the poverty guidelines without the ACA multiples; the IRS publishes the applicable percentages without any dollar amounts; and the marketplace applies the guidelines published before open enrollment opened, not the guidelines bearing the coverage year's own number, which is the step most secondary sources get wrong. Answers 'what is the income limit for marketplace insurance in [year]', 'what is 400% of the federal poverty level for a family of [n]', 'how much can I earn and still get an Obamacare subsidy', 'what is the subsidy cliff', and 'what percentage of income do I have to pay for a benchmark plan'.

US federal government work. HHS poverty guidelines and IRS revenue procedures are public domain federal publications; the Code of Federal Regulations is public domain. Dollar thresholds and statutory percentages are facts and not copyrightable (Feist, 1991). Records cite each source and quote short passages linking back.

ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-alaska-1

**Coverage year:** 2026

**Poverty guideline schedule:** Alaska

**Household size:** 1

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $19,550

**138% of poverty line:** $26,979

**150% of poverty line:** $29,325

**200% of poverty line:** $39,100

**250% of poverty line:** $48,875

**300% of poverty line:** $58,650

**400% of poverty line — the cutoff:** $78,200

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 1 ............................................ $19,550

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-alaska-1 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-alaska-2

**Coverage year:** 2026

**Poverty guideline schedule:** Alaska

**Household size:** 2

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $26,430

**138% of poverty line:** $36,473

**150% of poverty line:** $39,645

**200% of poverty line:** $52,860

**250% of poverty line:** $66,075

**300% of poverty line:** $79,290

**400% of poverty line — the cutoff:** $105,720

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 2 ............................................ 26,430

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-alaska-2 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-alaska-3

**Coverage year:** 2026

**Poverty guideline schedule:** Alaska

**Household size:** 3

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $33,310

**138% of poverty line:** $45,968

**150% of poverty line:** $49,965

**200% of poverty line:** $66,620

**250% of poverty line:** $83,275

**300% of poverty line:** $99,930

**400% of poverty line — the cutoff:** $133,240

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 3 ............................................ 33,310

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-alaska-3 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-alaska-4

**Coverage year:** 2026

**Poverty guideline schedule:** Alaska

**Household size:** 4

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $40,190

**138% of poverty line:** $55,462

**150% of poverty line:** $60,285

**200% of poverty line:** $80,380

**250% of poverty line:** $100,475

**300% of poverty line:** $120,570

**400% of poverty line — the cutoff:** $160,760

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 4 ............................................ 40,190

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-alaska-4 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-alaska-5

**Coverage year:** 2026

**Poverty guideline schedule:** Alaska

**Household size:** 5

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $47,070

**138% of poverty line:** $64,957

**150% of poverty line:** $70,605

**200% of poverty line:** $94,140

**250% of poverty line:** $117,675

**300% of poverty line:** $141,210

**400% of poverty line — the cutoff:** $188,280

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 5 ............................................ 47,070

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-alaska-5 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-alaska-6

**Coverage year:** 2026

**Poverty guideline schedule:** Alaska

**Household size:** 6

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $53,950

**138% of poverty line:** $74,451

**150% of poverty line:** $80,925

**200% of poverty line:** $107,900

**250% of poverty line:** $134,875

**300% of poverty line:** $161,850

**400% of poverty line — the cutoff:** $215,800

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 6 ............................................ 53,950

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-alaska-6 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-alaska-7

**Coverage year:** 2026

**Poverty guideline schedule:** Alaska

**Household size:** 7

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $60,830

**138% of poverty line:** $83,945

**150% of poverty line:** $91,245

**200% of poverty line:** $121,660

**250% of poverty line:** $152,075

**300% of poverty line:** $182,490

**400% of poverty line — the cutoff:** $243,320

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 7 ............................................ 60,830

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-alaska-7 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-alaska-8

**Coverage year:** 2026

**Poverty guideline schedule:** Alaska

**Household size:** 8

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $67,710

**138% of poverty line:** $93,440

**150% of poverty line:** $101,565

**200% of poverty line:** $135,420

**250% of poverty line:** $169,275

**300% of poverty line:** $203,130

**400% of poverty line — the cutoff:** $270,840

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 8 ............................................ 67,710

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-alaska-8 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-contiguous-1

**Coverage year:** 2026

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 1

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $15,650

**138% of poverty line:** $21,597

**150% of poverty line:** $23,475

**200% of poverty line:** $31,300

**250% of poverty line:** $39,125

**300% of poverty line:** $46,950

**400% of poverty line — the cutoff:** $62,600

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 1 ............................................ $15,650

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-contiguous-1 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-contiguous-2

**Coverage year:** 2026

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 2

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $21,150

**138% of poverty line:** $29,187

**150% of poverty line:** $31,725

**200% of poverty line:** $42,300

**250% of poverty line:** $52,875

**300% of poverty line:** $63,450

**400% of poverty line — the cutoff:** $84,600

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 2 ............................................ 21,150

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-contiguous-2 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-contiguous-3

**Coverage year:** 2026

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 3

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $26,650

**138% of poverty line:** $36,777

**150% of poverty line:** $39,975

**200% of poverty line:** $53,300

**250% of poverty line:** $66,625

**300% of poverty line:** $79,950

**400% of poverty line — the cutoff:** $106,600

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 3 ............................................ 26,650

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-contiguous-3 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-contiguous-4

**Coverage year:** 2026

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 4

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $32,150

**138% of poverty line:** $44,367

**150% of poverty line:** $48,225

**200% of poverty line:** $64,300

**250% of poverty line:** $80,375

**300% of poverty line:** $96,450

**400% of poverty line — the cutoff:** $128,600

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 4 ............................................ 32,150

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-contiguous-4 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-contiguous-5

**Coverage year:** 2026

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 5

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $37,650

**138% of poverty line:** $51,957

**150% of poverty line:** $56,475

**200% of poverty line:** $75,300

**250% of poverty line:** $94,125

**300% of poverty line:** $112,950

**400% of poverty line — the cutoff:** $150,600

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 5 ............................................ 37,650

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-contiguous-5 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-contiguous-6

**Coverage year:** 2026

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 6

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $43,150

**138% of poverty line:** $59,547

**150% of poverty line:** $64,725

**200% of poverty line:** $86,300

**250% of poverty line:** $107,875

**300% of poverty line:** $129,450

**400% of poverty line — the cutoff:** $172,600

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 6 ............................................ 43,150

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-contiguous-6 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-contiguous-7

**Coverage year:** 2026

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 7

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $48,650

**138% of poverty line:** $67,137

**150% of poverty line:** $72,975

**200% of poverty line:** $97,300

**250% of poverty line:** $121,625

**300% of poverty line:** $145,950

**400% of poverty line — the cutoff:** $194,600

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 7 ............................................ 48,650

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-contiguous-7 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-contiguous-8

**Coverage year:** 2026

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 8

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $54,150

**138% of poverty line:** $74,727

**150% of poverty line:** $81,225

**200% of poverty line:** $108,300

**250% of poverty line:** $135,375

**300% of poverty line:** $162,450

**400% of poverty line — the cutoff:** $216,600

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 8 ............................................ 54,150

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-contiguous-8 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-hawaii-1

**Coverage year:** 2026

**Poverty guideline schedule:** Hawaii

**Household size:** 1

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $17,990

**138% of poverty line:** $24,826

**150% of poverty line:** $26,985

**200% of poverty line:** $35,980

**250% of poverty line:** $44,975

**300% of poverty line:** $53,970

**400% of poverty line — the cutoff:** $71,960

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 1 ............................................ $17,990

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-hawaii-1 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-hawaii-2

**Coverage year:** 2026

**Poverty guideline schedule:** Hawaii

**Household size:** 2

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $24,320

**138% of poverty line:** $33,562

**150% of poverty line:** $36,480

**200% of poverty line:** $48,640

**250% of poverty line:** $60,800

**300% of poverty line:** $72,960

**400% of poverty line — the cutoff:** $97,280

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 2 ............................................ 24,320

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-hawaii-2 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-hawaii-3

**Coverage year:** 2026

**Poverty guideline schedule:** Hawaii

**Household size:** 3

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $30,650

**138% of poverty line:** $42,297

**150% of poverty line:** $45,975

**200% of poverty line:** $61,300

**250% of poverty line:** $76,625

**300% of poverty line:** $91,950

**400% of poverty line — the cutoff:** $122,600

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 3 ............................................ 30,650

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-hawaii-3 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-hawaii-4

**Coverage year:** 2026

**Poverty guideline schedule:** Hawaii

**Household size:** 4

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $36,980

**138% of poverty line:** $51,032

**150% of poverty line:** $55,470

**200% of poverty line:** $73,960

**250% of poverty line:** $92,450

**300% of poverty line:** $110,940

**400% of poverty line — the cutoff:** $147,920

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 4 ............................................ 36,980

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-hawaii-4 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-hawaii-5

**Coverage year:** 2026

**Poverty guideline schedule:** Hawaii

**Household size:** 5

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $43,310

**138% of poverty line:** $59,768

**150% of poverty line:** $64,965

**200% of poverty line:** $86,620

**250% of poverty line:** $108,275

**300% of poverty line:** $129,930

**400% of poverty line — the cutoff:** $173,240

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 5 ............................................ 43,310

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-hawaii-5 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-hawaii-6

**Coverage year:** 2026

**Poverty guideline schedule:** Hawaii

**Household size:** 6

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $49,640

**138% of poverty line:** $68,503

**150% of poverty line:** $74,460

**200% of poverty line:** $99,280

**250% of poverty line:** $124,100

**300% of poverty line:** $148,920

**400% of poverty line — the cutoff:** $198,560

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 6 ............................................ 49,640

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-hawaii-6 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-hawaii-7

**Coverage year:** 2026

**Poverty guideline schedule:** Hawaii

**Household size:** 7

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $55,970

**138% of poverty line:** $77,239

**150% of poverty line:** $83,955

**200% of poverty line:** $111,940

**250% of poverty line:** $139,925

**300% of poverty line:** $167,910

**400% of poverty line — the cutoff:** $223,880

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 7 ............................................ 55,970

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-hawaii-7 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2026-hawaii-8

**Coverage year:** 2026

**Poverty guideline schedule:** Hawaii

**Household size:** 8

**Poverty guidelines year applied:** 2025

**Poverty guideline (100%):** $62,300

**138% of poverty line:** $85,974

**150% of poverty line:** $93,450

**200% of poverty line:** $124,600

**250% of poverty line:** $155,750

**300% of poverty line:** $186,900

**400% of poverty line — the cutoff:** $249,200

**Expected contribution at 300–400% of poverty line:** 9.96%

**Expected contribution below 133% of poverty line:** 2.10%

**Employer coverage affordability percentage:** 9.96%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 8 ............................................ 62,300

Source: <https://www.govinfo.gov/content/pkg/FR-2025-01-17/pdf/2025-01377.pdf>

2026-hawaii-8 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-alaska-1

**Coverage year:** 2027

**Poverty guideline schedule:** Alaska

**Household size:** 1

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $19,950

**138% of poverty line:** $27,531

**150% of poverty line:** $29,925

**200% of poverty line:** $39,900

**250% of poverty line:** $49,875

**300% of poverty line:** $59,850

**400% of poverty line — the cutoff:** $79,800

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 1 | $19,950

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-alaska-1 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-alaska-2

**Coverage year:** 2027

**Poverty guideline schedule:** Alaska

**Household size:** 2

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $27,050

**138% of poverty line:** $37,329

**150% of poverty line:** $40,575

**200% of poverty line:** $54,100

**250% of poverty line:** $67,625

**300% of poverty line:** $81,150

**400% of poverty line — the cutoff:** $108,200

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 2 | $27,050

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-alaska-2 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-alaska-3

**Coverage year:** 2027

**Poverty guideline schedule:** Alaska

**Household size:** 3

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $34,150

**138% of poverty line:** $47,127

**150% of poverty line:** $51,225

**200% of poverty line:** $68,300

**250% of poverty line:** $85,375

**300% of poverty line:** $102,450

**400% of poverty line — the cutoff:** $136,600

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 3 | $34,150

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-alaska-3 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-alaska-4

**Coverage year:** 2027

**Poverty guideline schedule:** Alaska

**Household size:** 4

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $41,250

**138% of poverty line:** $56,925

**150% of poverty line:** $61,875

**200% of poverty line:** $82,500

**250% of poverty line:** $103,125

**300% of poverty line:** $123,750

**400% of poverty line — the cutoff:** $165,000

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 4 | $41,250

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-alaska-4 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-alaska-5

**Coverage year:** 2027

**Poverty guideline schedule:** Alaska

**Household size:** 5

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $48,350

**138% of poverty line:** $66,723

**150% of poverty line:** $72,525

**200% of poverty line:** $96,700

**250% of poverty line:** $120,875

**300% of poverty line:** $145,050

**400% of poverty line — the cutoff:** $193,400

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 5 | $48,350

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-alaska-5 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-alaska-6

**Coverage year:** 2027

**Poverty guideline schedule:** Alaska

**Household size:** 6

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $55,450

**138% of poverty line:** $76,521

**150% of poverty line:** $83,175

**200% of poverty line:** $110,900

**250% of poverty line:** $138,625

**300% of poverty line:** $166,350

**400% of poverty line — the cutoff:** $221,800

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 6 | $55,450

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-alaska-6 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-alaska-7

**Coverage year:** 2027

**Poverty guideline schedule:** Alaska

**Household size:** 7

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $62,550

**138% of poverty line:** $86,319

**150% of poverty line:** $93,825

**200% of poverty line:** $125,100

**250% of poverty line:** $156,375

**300% of poverty line:** $187,650

**400% of poverty line — the cutoff:** $250,200

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 7 | $62,550

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-alaska-7 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-alaska-8

**Coverage year:** 2027

**Poverty guideline schedule:** Alaska

**Household size:** 8

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $69,650

**138% of poverty line:** $96,117

**150% of poverty line:** $104,475

**200% of poverty line:** $139,300

**250% of poverty line:** $174,125

**300% of poverty line:** $208,950

**400% of poverty line — the cutoff:** $278,600

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 8 | $69,650

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-alaska-8 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-contiguous-1

**Coverage year:** 2027

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 1

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $15,960

**138% of poverty line:** $22,025

**150% of poverty line:** $23,940

**200% of poverty line:** $31,920

**250% of poverty line:** $39,900

**300% of poverty line:** $47,880

**400% of poverty line — the cutoff:** $63,840

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 1 | $15,960

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-contiguous-1 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-contiguous-2

**Coverage year:** 2027

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 2

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $21,640

**138% of poverty line:** $29,863

**150% of poverty line:** $32,460

**200% of poverty line:** $43,280

**250% of poverty line:** $54,100

**300% of poverty line:** $64,920

**400% of poverty line — the cutoff:** $86,560

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 2 | $21,640

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-contiguous-2 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-contiguous-3

**Coverage year:** 2027

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 3

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $27,320

**138% of poverty line:** $37,702

**150% of poverty line:** $40,980

**200% of poverty line:** $54,640

**250% of poverty line:** $68,300

**300% of poverty line:** $81,960

**400% of poverty line — the cutoff:** $109,280

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 3 | $27,320

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-contiguous-3 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-contiguous-4

**Coverage year:** 2027

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 4

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $33,000

**138% of poverty line:** $45,540

**150% of poverty line:** $49,500

**200% of poverty line:** $66,000

**250% of poverty line:** $82,500

**300% of poverty line:** $99,000

**400% of poverty line — the cutoff:** $132,000

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 4 | $33,000

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-contiguous-4 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-contiguous-5

**Coverage year:** 2027

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 5

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $38,680

**138% of poverty line:** $53,378

**150% of poverty line:** $58,020

**200% of poverty line:** $77,360

**250% of poverty line:** $96,700

**300% of poverty line:** $116,040

**400% of poverty line — the cutoff:** $154,720

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 5 | $38,680

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-contiguous-5 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-contiguous-6

**Coverage year:** 2027

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 6

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $44,360

**138% of poverty line:** $61,217

**150% of poverty line:** $66,540

**200% of poverty line:** $88,720

**250% of poverty line:** $110,900

**300% of poverty line:** $133,080

**400% of poverty line — the cutoff:** $177,440

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 6 | $44,360

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-contiguous-6 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-contiguous-7

**Coverage year:** 2027

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 7

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $50,040

**138% of poverty line:** $69,055

**150% of poverty line:** $75,060

**200% of poverty line:** $100,080

**250% of poverty line:** $125,100

**300% of poverty line:** $150,120

**400% of poverty line — the cutoff:** $200,160

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 7 | $50,040

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-contiguous-7 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-contiguous-8

**Coverage year:** 2027

**Poverty guideline schedule:** 48 contiguous states and DC

**Household size:** 8

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $55,720

**138% of poverty line:** $76,894

**150% of poverty line:** $83,580

**200% of poverty line:** $111,440

**250% of poverty line:** $139,300

**300% of poverty line:** $167,160

**400% of poverty line — the cutoff:** $222,880

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 8 | $55,720

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-contiguous-8 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-hawaii-1

**Coverage year:** 2027

**Poverty guideline schedule:** Hawaii

**Household size:** 1

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $18,360

**138% of poverty line:** $25,337

**150% of poverty line:** $27,540

**200% of poverty line:** $36,720

**250% of poverty line:** $45,900

**300% of poverty line:** $55,080

**400% of poverty line — the cutoff:** $73,440

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 1 | $18,360

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-hawaii-1 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-hawaii-2

**Coverage year:** 2027

**Poverty guideline schedule:** Hawaii

**Household size:** 2

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $24,890

**138% of poverty line:** $34,348

**150% of poverty line:** $37,335

**200% of poverty line:** $49,780

**250% of poverty line:** $62,225

**300% of poverty line:** $74,670

**400% of poverty line — the cutoff:** $99,560

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 2 | $24,890

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-hawaii-2 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-hawaii-3

**Coverage year:** 2027

**Poverty guideline schedule:** Hawaii

**Household size:** 3

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $31,420

**138% of poverty line:** $43,360

**150% of poverty line:** $47,130

**200% of poverty line:** $62,840

**250% of poverty line:** $78,550

**300% of poverty line:** $94,260

**400% of poverty line — the cutoff:** $125,680

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 3 | $31,420

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-hawaii-3 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-hawaii-4

**Coverage year:** 2027

**Poverty guideline schedule:** Hawaii

**Household size:** 4

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $37,950

**138% of poverty line:** $52,371

**150% of poverty line:** $56,925

**200% of poverty line:** $75,900

**250% of poverty line:** $94,875

**300% of poverty line:** $113,850

**400% of poverty line — the cutoff:** $151,800

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 4 | $37,950

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-hawaii-4 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-hawaii-5

**Coverage year:** 2027

**Poverty guideline schedule:** Hawaii

**Household size:** 5

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $44,480

**138% of poverty line:** $61,382

**150% of poverty line:** $66,720

**200% of poverty line:** $88,960

**250% of poverty line:** $111,200

**300% of poverty line:** $133,440

**400% of poverty line — the cutoff:** $177,920

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 5 | $44,480

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-hawaii-5 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-hawaii-6

**Coverage year:** 2027

**Poverty guideline schedule:** Hawaii

**Household size:** 6

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $51,010

**138% of poverty line:** $70,394

**150% of poverty line:** $76,515

**200% of poverty line:** $102,020

**250% of poverty line:** $127,525

**300% of poverty line:** $153,030

**400% of poverty line — the cutoff:** $204,040

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 6 | $51,010

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-hawaii-6 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-hawaii-7

**Coverage year:** 2027

**Poverty guideline schedule:** Hawaii

**Household size:** 7

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $57,540

**138% of poverty line:** $79,405

**150% of poverty line:** $86,310

**200% of poverty line:** $115,080

**250% of poverty line:** $143,850

**300% of poverty line:** $172,620

**400% of poverty line — the cutoff:** $230,160

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 7 | $57,540

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-hawaii-7 — ACA marketplace subsidy income limits by coverage year, household size and state group


**Record ID:** 2027-hawaii-8

**Coverage year:** 2027

**Poverty guideline schedule:** Hawaii

**Household size:** 8

**Poverty guidelines year applied:** 2026

**Poverty guideline (100%):** $64,070

**138% of poverty line:** $88,417

**150% of poverty line:** $96,105

**200% of poverty line:** $128,140

**250% of poverty line:** $160,175

**300% of poverty line:** $192,210

**400% of poverty line — the cutoff:** $256,280

**Expected contribution at 300–400% of poverty line:** 10.22%

**Expected contribution below 133% of poverty line:** 2.15%

**Employer coverage affordability percentage:** 10.22%

**Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line

**Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year.

> 8 | $64,070

Source: <https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines>

2027-hawaii-8 — ACA marketplace subsidy income limits by coverage year, household size and state group