# 2027-contiguous-1 — ACA marketplace subsidy income limits by coverage year, household size and state group

For 2027-contiguous-1, coverage year is 2027; poverty guideline schedule is 48 contiguous states and DC; household size is 1; poverty guidelines year applied is 2026; poverty guideline (100%) is $15,960, recorded from its source on 2026-08-13.

- **Record ID:** 2027-contiguous-1 _(our reading, not quoted from the source)_
- **Coverage year:** 2027 _(verified: appears in the quote below)_
- **Poverty guideline schedule:** 48 contiguous states and DC _(verified: appears in the quote below)_
- **Household size:** 1 _(verified: appears in the quote below)_
- **Poverty guidelines year applied:** 2026 _(verified: appears in the quote below)_
- **Poverty guideline (100%):** $15,960 _(verified: appears in the quote below)_
- **138% of poverty line:** $22,025 _(our reading, not quoted from the source)_
- **150% of poverty line:** $23,940 _(our reading, not quoted from the source)_
- **200% of poverty line:** $31,920 _(our reading, not quoted from the source)_
- **250% of poverty line:** $39,900 _(our reading, not quoted from the source)_
- **300% of poverty line:** $47,880 _(our reading, not quoted from the source)_
- **400% of poverty line — the cutoff:** $63,840 _(our reading, not quoted from the source)_
- **Expected contribution at 300–400% of poverty line:** 10.22% _(verified: appears in the quote below)_
- **Expected contribution below 133% of poverty line:** 2.15% _(verified: appears in the quote below)_
- **Employer coverage affordability percentage:** 10.22% _(verified: appears in the quote below)_
- **Hard cutoff above 400%:** yes — no premium tax credit above 400% of the federal poverty line _(verified: appears in the quote below)_
- **Which year's guidelines apply:** The Federal poverty line means the most recently published poverty guidelines as of the first day of the regular enrollment period for coverage by a qualified health plan offered through an Exchange for a calendar year. Thus, the Federal poverty line for computing the premium tax credit for a taxable year is the Federal poverty line in effect on the first day of the initial or annual open enrollment period preceding that taxable year. _(verified: appears in the quote below)_

## What the source says

> 1 | $15,960

## Source

- https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines

Last verified: 2026-08-13. Review by: 2027-03-01.
Part of [ACA marketplace subsidy income limits by coverage year, household size and state group](https://referencesource.org/marketplace-subsidy-income-thresholds/).