# North Carolina — How long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines

For North Carolina, obligation is pay accepted claim; deadline is prompt; day type is days; clock starts from is liability has become reasonably clear; citation is 58-63-15, recorded from its source on 2026-08-11.

- **State:** North Carolina _(our reading, not quoted from the source)_
- **Obligation:** pay accepted claim _(our reading, not quoted from the source)_
- **Deadline:** prompt _(verified: appears in the quote below)_
- **Day type:** days
- **Clock starts from:** liability has become reasonably clear _(verified: appears in the quote below)_
- **Citation:** 58-63-15
- **Instrument:** statute _(our reading, not quoted from the source)_

## What the source says

> Not attempting in good faith to effectuate prompt, fair and equitable settlements of claims in which liability has become reasonably clear;

## Source

- https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_58/GS_58-63-15.html

Last verified: 2026-08-11. Review by: 2026-12-09.
Part of [How long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines](https://referencesource.org/insurance-claim-handling-deadlines/).