# Minnesota — How long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines

For Minnesota, obligation is pay accepted claim; deadline is within five business days; day type is business days; clock starts from is receipt of the agreement by the insurer or from the date of the performance by the claimant of any conditions set by such agreement, whichever is later; citation is 72A.201, recorded from its source on 2026-08-11.

- **State:** Minnesota _(our reading, not quoted from the source)_
- **Obligation:** pay accepted claim _(our reading, not quoted from the source)_
- **Deadline:** within five business days _(verified: appears in the quote below)_
- **Day type:** business days _(verified: appears in the quote below)_
- **Clock starts from:** receipt of the agreement by the insurer or from the date of the performance by the claimant of any conditions set by such agreement, whichever is later _(verified: appears in the quote below)_
- **Citation:** 72A.201
- **Instrument:** statute _(our reading, not quoted from the source)_

## What the source says

> failing to issue payment for any amount finally agreed upon in settlement of all or part of any claim within five business days from the receipt of the agreement by the insurer or from the date of the performance by the claimant of any conditions set by such agreement, whichever is later

## Source

- https://www.revisor.mn.gov/statutes/cite/72A.201

Last verified: 2026-08-11. Review by: 2026-12-09.
Part of [How long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines](https://referencesource.org/insurance-claim-handling-deadlines/).