# Minnesota — How long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines

For Minnesota, obligation is notify of need for more time; deadline is within the time period; day type is days; clock starts from is the investigation cannot reasonably be completed within that time; citation is 72A.201, recorded from its source on 2026-08-11.

- **State:** Minnesota _(our reading, not quoted from the source)_
- **Obligation:** notify of need for more time _(our reading, not quoted from the source)_
- **Deadline:** within the time period _(verified: appears in the quote below)_
- **Day type:** days
- **Clock starts from:** the investigation cannot reasonably be completed within that time _(verified: appears in the quote below)_
- **Citation:** 72A.201
- **Instrument:** statute _(our reading, not quoted from the source)_

## What the source says

> In the event that the investigation cannot reasonably be completed within that time, the insurer shall notify the insured or claimant within the time period of the reasons why the investigation is not complete and the expected date the investigation will be complete.

## Source

- https://www.revisor.mn.gov/statutes/cite/72A.201

Last verified: 2026-08-11. Review by: 2026-12-09.
Part of [How long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines](https://referencesource.org/insurance-claim-handling-deadlines/).