# Pennsylvania — How long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines

For Pennsylvania, obligation is complete investigation; deadline is within 30 days; day type is days; clock starts from is notification of claim; citation is 31 Pa. Code 146.6, recorded from its source on 2026-08-11.

- **State:** Pennsylvania _(our reading, not quoted from the source)_
- **Obligation:** complete investigation _(our reading, not quoted from the source)_
- **Deadline:** within 30 days _(verified: appears in the quote below)_
- **Day type:** days _(verified: appears in the quote below)_
- **Clock starts from:** notification of claim _(verified: appears in the quote below)_
- **Citation:** 31 Pa. Code 146.6
- **Instrument:** regulation _(our reading, not quoted from the source)_
- **Applies to:** insurance policies and insurance contracts except policies of workers' compensation insurance and fidelity, surety and guaranty bonds

## What the source says

> Every insurer shall complete investigation of a claim within 30 days after notification of claim, unless the investigation cannot reasonably be completed within the time.

## Source

- https://www.pacodeandbulletin.gov/Display/pacode?file=/secure/pacode/data/031/chapter146/chap146toc.html

Last verified: 2026-08-11. Review by: 2026-12-09.
Part of [How long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines](https://referencesource.org/insurance-claim-handling-deadlines/).