# Minnesota — How long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines

For Minnesota, obligation is acknowledge receipt of claim; deadline is within ten business days; day type is business days; clock starts from is receiving notification of claim from an insured or a claimant; citation is 72A.201, recorded from its source on 2026-08-11.

- **State:** Minnesota _(our reading, not quoted from the source)_
- **Obligation:** acknowledge receipt of claim _(our reading, not quoted from the source)_
- **Deadline:** within ten business days _(verified: appears in the quote below)_
- **Day type:** business days _(verified: appears in the quote below)_
- **Clock starts from:** receiving notification of claim from an insured or a claimant _(verified: appears in the quote below)_
- **Citation:** 72A.201
- **Instrument:** statute _(our reading, not quoted from the source)_
- **Applies to:** except for claims made under a health insurance policy _(verified: appears in the quote below)_

## What the source says

> except for claims made under a health insurance policy, after receiving notification of claim from an insured or a claimant, failing to acknowledge receipt of the notification of the claim within ten business days, and failing to promptly provide all necessary claim forms and instructions to process the claim, unless the claim is settled within ten business days

## Source

- https://www.revisor.mn.gov/statutes/cite/72A.201

Last verified: 2026-08-11. Review by: 2026-12-09.
Part of [How long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines](https://referencesource.org/insurance-claim-handling-deadlines/).