# Wisconsin — How long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines

For Wisconsin, obligation is accept or deny claim; deadline is within a reasonable time; day type is days; clock starts from is proof of loss has been completed; citation is Ins 6.11, recorded from its source on 2026-08-11.

- **State:** Wisconsin _(our reading, not quoted from the source)_
- **Obligation:** accept or deny claim _(our reading, not quoted from the source)_
- **Deadline:** within a reasonable time _(verified: appears in the quote below)_
- **Day type:** days
- **Clock starts from:** proof of loss has been completed _(verified: appears in the quote below)_
- **Citation:** Ins 6.11
- **Instrument:** regulation _(our reading, not quoted from the source)_
- **Applies to:** the kinds of insurance identified in s. Ins 6.75

## What the source says

> Failure to affirm or deny coverage of claims within a reasonable time after proof of loss has been completed.

## Source

- https://docs.legis.wisconsin.gov/code/admin_code/ins/6/11

Last verified: 2026-08-11. Review by: 2026-12-09.
Part of [How long an insurer has to acknowledge, decide and pay a claim, by state: statutory and regulatory claim-handling deadlines](https://referencesource.org/insurance-claim-handling-deadlines/).