# Washington — HOA/condo assessment lien and foreclosure notice requirements by US state — quoted from the state common-interest-community statute

For Washington, written notice required is no sooner than 60 days after the first preforeclosure notice required in subsection (21)(a) of this section is mailed; notice required before is commence an action to foreclose a lien on a unit under this section; minimum delinquency before foreclosure is at least a sum equal to the greater of: (i) Three months or more of assessments, not including fines, late charges, interest, attorneys' fees, or costs incurred by the association in connection with the collection of a delinquent owner's account; or (ii) $2,000 of assessments; statute is RCW 64.90.485(22), recorded from its source on 2026-09-02.

- **State:** Washington _(our reading, not quoted from the source)_
- **Written notice required:** no sooner than 60 days after the first preforeclosure notice required in subsection (21)(a) of this section is mailed _(verified: appears in the quote below)_
- **Notice required before:** commence an action to foreclose a lien on a unit under this section _(verified: appears in the quote below)_
- **Minimum delinquency before foreclosure:** at least a sum equal to the greater of: (i) Three months or more of assessments, not including fines, late charges, interest, attorneys' fees, or costs incurred by the association in connection with the collection of a delinquent owner's account; or (ii) $2,000 of assessments _(verified: appears in its own passage below)_
- **Statute:** RCW 64.90.485(22) _(our reading, not quoted from the source)_

## What the source says

> (22) An association may not commence an action to foreclose a lien on a unit under this section unless: (a) The unit owner, at the time the action is commenced, owes at least a sum equal to the greater of: (i) Three months or more of assessments, not including fines, late charges, interest, attorneys' fees, or costs incurred by the association in connection with the collection of a delinquent owner's account; or (ii) $2,000 of assessments, not including fines, late charges, interest, attorneys' fees, or costs incurred by the association in connection with the collection of a delinquent owner's account; (b) At or after the date that assessments have become past due for at least 90 days, but no sooner than 60 days after the first preforeclosure notice required in subsection (21)(a) of this section is mailed, the association has mailed, by first-class mail, to the owner, at the unit address and to any other address which the owner has provided to the association, a second notice of delinquency, which must include a second preforeclosure notice that contains the same information as the first preforeclosure notice provided to the owner pursuant to subsection (21)(a) of this section.

## Where each value comes from

This source states these in separate places, so each value is shown with the passage that states it.

### Minimum delinquency before foreclosure

> (22) An association may not commence an action to foreclose a lien on a unit under this section unless: (a) The unit owner, at the time the action is commenced, owes at least a sum equal to the greater of: (i) Three months or more of assessments, not including fines, late charges, interest, attorneys' fees, or costs incurred by the association in connection with the collection of a delinquent owner's account; or (ii) $2,000 of assessments, not including fines, late charges, interest, attorneys' fees, or costs incurred by the association in connection with the collection of a delinquent owner's account; (b) At or after the date that assessments have become past due for at least 90 days, but no sooner than 60 days after the first preforeclosure notice required in subsection (21)(a) of this section is mailed, the association has mailed, by first-class mail, to the owner, at the unit address and to any other address which the owner has provided to the association, a second notice of delinquency, which must include a second preforeclosure notice that contains the same information as the first preforeclosure notice provided to the owner pursuant to subsection (21)(a) of this section.

### Statute

> RCW 64.90.485 Liens—Enforcement—Notice of delinquency—Second notice.

## Source

- https://app.leg.wa.gov/rcw/default.aspx?cite=64.90.485

Last verified: 2026-09-02. Review by: 2027-09-02.
Part of [HOA/condo assessment lien and foreclosure notice requirements by US state — quoted from the state common-interest-community statute](https://referencesource.org/hoa-lien-foreclosure-notice-requirements-by-state/).