# Florida — HOA/condo assessment lien and foreclosure notice requirements by US state — quoted from the state common-interest-community statute

For Florida, written notice required is 45 days following the date the notice is deposited in the mail; notice required before is file a record of lien against a parcel for unpaid assessments; statute is Fla. Stat. § 720.3085(4), recorded from its source on 2026-09-02.

- **State:** Florida _(our reading, not quoted from the source)_
- **Written notice required:** 45 days following the date the notice is deposited in the mail _(verified: appears in the quote below)_
- **Notice required before:** file a record of lien against a parcel for unpaid assessments _(verified: appears in the quote below)_
- **Statute:** Fla. Stat. § 720.3085(4) _(our reading, not quoted from the source)_

## What the source says

> (4) A homeowners’ association may not file a record of lien against a parcel for unpaid assessments unless a written notice or demand for past due assessments as well as any other amounts owed to the association pursuant to its governing documents has been made by the association. The written notice or demand must: (a) Provide the owner with 45 days following the date the notice is deposited in the mail to make payment for all amounts due, including, but not limited to, any attorney’s fees and actual costs associated with the preparation and delivery of the written demand.

## Where each value comes from

This source states these in separate places, so each value is shown with the passage that states it.

### Statute

> F.S. 720.3085 720.3085 Payment for assessments; lien claims.

## Source

- https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0720/Sections/0720.3085.html

Last verified: 2026-09-02. Review by: 2027-09-02.
Part of [HOA/condo assessment lien and foreclosure notice requirements by US state — quoted from the state common-interest-community statute](https://referencesource.org/hoa-lien-foreclosure-notice-requirements-by-state/).