# Colorado — HOA/condo assessment lien and foreclosure notice requirements by US state — quoted from the state common-interest-community statute

For Colorado, written notice required is At least thirty days; notice required before is initiating legal action to foreclose a lien under this section; minimum delinquency before foreclosure is equals or exceeds six months of common expense assessments based on a periodic budget adopted by the association; statute is C.R.S. § 38-33.3-316(10.7)(a), (11)(a)(I), recorded from its source on 2026-09-02.

- **State:** Colorado _(our reading, not quoted from the source)_
- **Written notice required:** At least thirty days _(verified: appears in the quote below)_
- **Notice required before:** initiating legal action to foreclose a lien under this section _(verified: appears in the quote below)_
- **Minimum delinquency before foreclosure:** equals or exceeds six months of common expense assessments based on a periodic budget adopted by the association _(verified: appears in its own passage below)_
- **Statute:** C.R.S. § 38-33.3-316(10.7)(a), (11)(a)(I) _(our reading, not quoted from the source)_

## What the source says

> (10.7) (a) At least thirty days before initiating legal action to foreclose a lien under this section, the association shall provide written and electronic notice to the unit owner or the unit owner's designee that the unit owner has the right to engage in mediation prior to litigation.

## Where each value comes from

This source states these in separate places, so each value is shown with the passage that states it.

### Minimum delinquency before foreclosure

> (a) In a condominium or planned community, the association's lien may be foreclosed in like manner as a mortgage on real estate; except that the association or a holder or assignee of the association's lien, whether the holder or assignee of the association's lien is an entity or a natural person, may only foreclose on the lien if: (I) The balance of the assessments and charges secured by its lien, as defined in subsection (2) of this section, equals or exceeds six months of common expense assessments based on a periodic budget adopted by the association;

### Statute

> 38-33.3-316. Lien for assessments - liens for fines, fees, charges, costs, and attorney fees - limitations.

## Source

- https://leg.colorado.gov/sites/default/files/images/olls/crs2024-title-38.pdf

Last verified: 2026-09-02. Review by: 2027-09-02.
Part of [HOA/condo assessment lien and foreclosure notice requirements by US state — quoted from the state common-interest-community statute](https://referencesource.org/hoa-lien-foreclosure-notice-requirements-by-state/).