# Texas — Gift card expiration, fee and cash-redemption rules by state

For Texas, expiration rule is disclosure only: An expiration date or policy, fee, or other material restriction or contract term applicable to a stored value card must be clearly and conspicuously disclosed at the time the card is sold; dormancy/service fee rule is disclosure only: An expiration date or policy, fee, or other material restriction or contract term applicable to a stored value card must be clearly and conspicuously disclosed; cash redemption threshold is none; covered instruments is applicable to a stored value card; statute citation is Tex. Bus. & Com. Code § 604.101, recorded from its source on 2026-08-18.

- **State:** Texas _(verified: appears in the quote below)_
- **Expiration rule:** disclosure only: An expiration date or policy, fee, or other material restriction or contract term applicable to a stored value card must be clearly and conspicuously disclosed at the time the card is sold _(verified: appears in the quote below)_
- **Dormancy/service fee rule:** disclosure only: An expiration date or policy, fee, or other material restriction or contract term applicable to a stored value card must be clearly and conspicuously disclosed _(verified: appears in the quote below)_
- **Cash redemption threshold:** none _(verified: appears in the quote below)_
- **Covered instruments:** applicable to a stored value card _(verified: appears in the quote below)_
- **Statute citation:** Tex. Bus. & Com. Code § 604.101 _(our reading, not quoted from the source)_

## What the source says

> An expiration date or policy, fee, or other material restriction or contract term applicable to a stored value card must be clearly and conspicuously disclosed at the time the card is sold or issued to a person to enable the person to make an informed decision before purchasing the card.

## Source

- https://codes.findlaw.com/tx/business-and-commerce-code/bus-com-sect-604-101/

Last verified: 2026-08-18. Review by: 2027-08-18.
Part of [Gift card expiration, fee and cash-redemption rules by state](https://referencesource.org/gift-card-consumer-protections-by-state/).