Reference Source

New Jersey

For New Jersey, expiration rule is In no case shall the underlying funds associated with a gift certificate or gift card expire within the 24 months immediately following the date of sale; dormancy/service fee rule is No dormancy fee shall be charged against a gift certificate or a gift card within the 24 months immediately following the date of sale, nor shall one be charged within the 24 months immediately following the most recent activity or transaction in which the certificate or card was used. (3) A dormancy fee charged against a gift certificate or gift card as permitted by this subsection shall not exceed $2.00 per month; cash redemption threshold is a balance of less than $5; covered instruments is does not include a prepaid telecommunications or technology card, prepaid bank card or rewards card; statute citation is N.J. Stat. § 56:8-110, recorded from its source on 2026-08-18.

State
New Jersey verified
Expiration rule
In no case shall the underlying funds associated with a gift certificate or gift card expire within the 24 months immediately following the date of sale verified
Dormancy/service fee rule
No dormancy fee shall be charged against a gift certificate or a gift card within the 24 months immediately following the date of sale, nor shall one be charged within the 24 months immediately following the most recent activity or transaction in which the certificate or card was used. (3) A dormancy fee charged against a gift certificate or gift card as permitted by this subsection shall not exceed $2.00 per month verified
Cash redemption threshold
a balance of less than $5 verified
Covered instruments
does not include a prepaid telecommunications or technology card, prepaid bank card or rewards card verified
Statute citation
N.J. Stat. § 56:8-110 our reading
Sourcelaw.justia.com
Verified
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DatasetGift card expiration, fee and cash-redemption rules by state

Values marked our reading are our classification of what the source says — the source does not print them in those words. The quote below is the evidence for each one; judge it yourself.

What the source says

(1) In no case shall the underlying funds associated with a gift certificate or gift card expire within the 24 months immediately following the date of sale. (2) No dormancy fee shall be charged against a gift certificate or a gift card within the 24 months immediately following the date of sale, nor shall one be charged within the 24 months immediately following the most recent activity or transaction in which the certificate or card was used. (3) A dormancy fee charged against a gift certificate or gift card as permitted by this subsection shall not exceed $2.00 per month.

law.justia.com, retrieved 2026-08-18

Source

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